Pusula Yat\u0131r\u0131m taraf\u0131ndan yay\u0131mlanan analizde, T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131\u2019n\u0131n (TCMB) g\u00fcncel ekonomik geli\u015fmeler ve piyasa ko\u015fullar\u0131 do\u011frultusunda kredi b\u00fcy\u00fcmesine y\u00f6nelik yeni makro ihtiyati tedbirler ald\u0131\u011f\u0131 belirtildi.<\/p>\n
Analizde, kredili mevduat hesab\u0131 (KMH) ba\u015fta olmak \u00fczere t\u00fcketici ve ticari kredilerde b\u00fcy\u00fcme s\u0131n\u0131rlar\u0131n\u0131n a\u015fa\u011f\u0131 \u00e7ekildi\u011fi ifade edildi. Buna g\u00f6re KMH b\u00fcy\u00fcme limitinin 8 haftal\u0131k hesaplama baz\u0131nda y\u00fczde 2\u2019den y\u00fczde 1\u2019e indirildi\u011fi kaydedildi.<\/p>\n
Yeni d\u00fczenlemenin bankac\u0131l\u0131k sekt\u00f6r\u00fcne etkilerinin 2. \u00e7eyrek finansallar\u0131nda k\u0131smen, 3. \u00e7eyrek finansallar\u0131nda ise daha belirgin \u015fekilde g\u00f6r\u00fclmesinin beklendi\u011fi aktar\u0131ld\u0131.<\/p>\n
Analizde, \u00f6zellikle bireysel kredi a\u011f\u0131rl\u0131\u011f\u0131 y\u00fcksek bankalar\u0131n d\u00fczenlemeden daha fazla etkilenece\u011fi vurguland\u0131. Bu kapsamda AKBANK, GARANT\u0130 BBVA ve ENPARA i\u00e7in do\u011frudan olumsuz etki \u00f6ng\u00f6r\u00fcl\u00fcrken, Yap\u0131 Kredi Bankas\u0131\u2019n\u0131n ise bireysel m\u00fc\u015fteri taban\u0131 nedeniyle s\u0131n\u0131rl\u0131 ancak hissedilir bir etkilenme ya\u015fayabilece\u011fi belirtildi.<\/p>\n
\u0130\u015f Bankas\u0131 ve QNB Finansbank i\u00e7in s\u0131n\u0131rl\u0131 olumsuz etki beklenirken, kamu bankalar\u0131nda etkinin daha dengeli kalaca\u011f\u0131 ifade edildi.<\/p>\n
TCMB\u2019nin yeni d\u00fczenlemesi kapsam\u0131nda t\u00fcketici kredileri, ta\u015f\u0131t kredileri, KMH ve KOB\u0130 kredilerinde b\u00fcy\u00fcme s\u0131n\u0131rlar\u0131n\u0131n d\u00fc\u015f\u00fcr\u00fcld\u00fc\u011f\u00fc bildirildi.<\/p>\n
Buna g\u00f6re t\u00fcketici ve ta\u015f\u0131t kredilerinde b\u00fcy\u00fcme s\u0131n\u0131r\u0131 y\u00fczde 4\u2019ten y\u00fczde 3\u2019e, KMH limitlerinde ise y\u00fczde 2\u2019den y\u00fczde 1\u2019e indirildi. KOB\u0130 ve ticari kredilerde de daha s\u0131n\u0131rl\u0131 b\u00fcy\u00fcme hedefi belirlendi.<\/p>\n
Analizde, bankac\u0131l\u0131k sekt\u00f6r\u00fcnde kredi b\u00fcy\u00fcmesinin daha kontroll\u00fc bir yap\u0131ya ge\u00e7ece\u011fi, bireysel bankac\u0131l\u0131k gelirlerinde bask\u0131 olu\u015fabilece\u011fi ve bankalar\u0131n daha se\u00e7ici kredi politikalar\u0131na y\u00f6nelebilece\u011fi de\u011ferlendirildi.<\/p>\n
<\/strong> \u0130stanbul, 25 May\u0131s (Hibya) Pusula Yat\u0131r\u0131m analizine g\u00f6re T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131\u2019n\u0131n (TCMB)\u2019nin kredi b\u00fcy\u00fcme limitlerini d\u00fc\u015f\u00fcrmesi, bankac\u0131l\u0131k sekt\u00f6r\u00fcnde \u00f6zellikle bireysel kredi odakl\u0131 bankalar \u00fczerinde bask\u0131 yaratabilir.<\/p>\n","protected":false},"author":1,"featured_media":90028,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow07ekDA:productID":"","footnotes":""},"categories":[4,1,9],"tags":[],"class_list":["post-90027","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-dunya","category-ekonomi","category-manset"],"_links":{"self":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/90027","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/comments?post=90027"}],"version-history":[{"count":0,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/90027\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/media\/90028"}],"wp:attachment":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/media?parent=90027"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/categories?post=90027"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/tags?post=90027"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\nEKONOM\u0130 GAZETES\u0130 <\/p>\n","protected":false},"excerpt":{"rendered":"