Raporda, dolar mevduat faizinin 6 baz puan art\u0131\u015fla y\u00fczde 2,12\u2019ye \u00e7\u0131kt\u0131\u011f\u0131, Euro mevduat faizinin ise 4 baz puan d\u00fc\u015f\u00fc\u015fle y\u00fczde 1,31\u2019e geriledi\u011fi ifade edildi.<\/p>\n
Rapora g\u00f6re, TL bazl\u0131 ticari kredi faiz oran\u0131 ayn\u0131 haftada 112 baz puan azal\u0131\u015fla y\u00fczde 52,82 seviyesine geriledi. Konut kredi faizlerinin 31 baz puan art\u0131\u015fla y\u00fczde 36,84\u2019e y\u00fckseldi\u011fi, ta\u015f\u0131t kredi faizlerinin 353 baz puan d\u00fc\u015f\u00fc\u015fle y\u00fczde 39,62\u2019ye, ihtiya\u00e7 kredi faizlerinin ise 22 baz puan azal\u0131\u015fla y\u00fczde 63,07\u2019ye geriledi\u011fi kaydedildi.<\/p>\n
Raporda, dolar bazl\u0131 ticari kredi faiz oran\u0131n\u0131n 4 baz puan azal\u0131\u015fla y\u00fczde 8,05\u2019e, Euro bazl\u0131 ticari kredi faiz oran\u0131n\u0131n ise 59 baz puan d\u00fc\u015f\u00fc\u015fle y\u00fczde 6,34\u2019e indi\u011fi bilgisine yer verildi.<\/p>\n
Ticari kredilere uygulanan mevduat spreadinin TL\u2019de y\u00fczde 5,66 oldu\u011fu belirtilen raporda, dolar ve Euro i\u00e7in bu oran\u0131n s\u0131ras\u0131yla y\u00fczde 5,93 ve y\u00fczde 5,03 oldu\u011fu ifade edildi. TL ticari kredilerdeki mevduat spreadinin, d\u00f6viz cinsi kredilere g\u00f6re daha y\u00fcksek seviyede kalmaya devam etti\u011fi vurguland\u0131.<\/p>\n
Raporda ayr\u0131ca, T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131\u2019n\u0131n politika faizi s\u00fcrecine ili\u015fkin de\u011ferlendirmelere de yer verildi. Buna g\u00f6re TCMB\u2019nin 2021 y\u0131l\u0131nda politika faizini 500 baz puan indirerek y\u00fczde 14 seviyesine \u00e7ekti\u011fi, 2022 y\u0131l\u0131nda ise y\u0131l\u0131n ilk b\u00f6l\u00fcm\u00fcnde faizi sabit tuttu\u011fu, ard\u0131ndan yapt\u0131\u011f\u0131 indirimlerle y\u00fczde 9 seviyesine d\u00fc\u015f\u00fcrd\u00fc\u011f\u00fc hat\u0131rlat\u0131ld\u0131.<\/p>\n
2023 y\u0131l\u0131na ili\u015fkin de\u011ferlendirmede, \u015eubat ay\u0131nda yap\u0131lan 50 baz puanl\u0131k indirimle politika faizinin y\u00fczde 8,5 seviyesine indirildi\u011fi, se\u00e7im sonras\u0131 d\u00f6nemde ise Haziran ay\u0131ndan itibaren toplam 3.400 baz puanl\u0131k art\u0131\u015fla y\u00fczde 42,50 seviyesine y\u00fckseltildi\u011fi belirtildi.<\/p>\n
Raporda, 2024 y\u0131l\u0131nda politika faizinin 750 baz puan art\u0131\u015fla y\u00fczde 50 seviyesine \u00e7\u0131kar\u0131ld\u0131\u011f\u0131, y\u0131l\u0131n son toplant\u0131s\u0131nda ise 250 baz puanl\u0131k indirimle y\u00fczde 47,50 seviyesine \u00e7ekildi\u011fi ifade edildi. 2025 y\u0131l\u0131nda ilk iki toplant\u0131da toplam 500 baz puanl\u0131k indirimle faizin y\u00fczde 42,50 seviyesine indirildi\u011fi, 17 Nisan\u2019da 350 baz puanl\u0131k art\u0131\u015fla y\u00fczde 46\u2019ya y\u00fckseltildi\u011fi ve 19 Haziran\u2019da sabit tutuldu\u011fu bilgisine yer verildi. Ayn\u0131 y\u0131l\u0131n devam\u0131nda yap\u0131lan toplam 800 baz puanl\u0131k indirimle politika faizinin y\u00fczde 38 seviyesine geriledi\u011fi aktar\u0131ld\u0131.<\/p>\n
2026 y\u0131l\u0131na ili\u015fkin olarak ise TCMB\u2019nin y\u0131l\u0131n ilk toplant\u0131s\u0131nda 100 baz puanl\u0131k indirimle politika faizini y\u00fczde 37 seviyesine \u00e7ekti\u011fi, 12 Mart tarihli toplant\u0131da ise bu oran\u0131 sabit tuttu\u011fu ifade edildi.<\/p>\n
\u00a0
\n\u00a0<\/p>\n
\u00a0<\/p>\n
\u00a0<\/p>\n
<\/strong> \u0130stanbul, 27 Nisan (Hibya) – Bizim Menkul De\u011ferler (BMD) taraf\u0131ndan yay\u0131mlanan periyodik raporda, 17 Nisan haftas\u0131nda bankalar\u0131n TL mevduat faiz oran\u0131n\u0131n bir \u00f6nceki haftaya g\u00f6re 16 baz puan art\u0131\u015fla y\u00fczde 47,16 seviyesine y\u00fckseldi\u011fi belirtildi<\/p>\n","protected":false},"author":1,"featured_media":76750,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow07ekDA:productID":"","footnotes":""},"categories":[1,9],"tags":[],"class_list":["post-76749","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","category-manset"],"_links":{"self":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/76749","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/comments?post=76749"}],"version-history":[{"count":0,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/76749\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/media\/76750"}],"wp:attachment":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/media?parent=76749"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/categories?post=76749"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/tags?post=76749"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\nEKONOM\u0130 GAZETES\u0130 <\/p>\n","protected":false},"excerpt":{"rendered":"