{"id":50248,"date":"2026-02-20T11:30:02","date_gmt":"2026-02-20T08:30:02","guid":{"rendered":"https:\/\/ekonomigundemi.com.tr\/index.php\/2026\/02\/20\/tl-mevduat-ve-kredi-faizlerinde-gerileme"},"modified":"2026-02-20T11:30:02","modified_gmt":"2026-02-20T08:30:02","slug":"tl-mevduat-ve-kredi-faizlerinde-gerileme","status":"publish","type":"post","link":"https:\/\/ekonomigundemi.com.tr\/index.php\/2026\/02\/20\/tl-mevduat-ve-kredi-faizlerinde-gerileme\/","title":{"rendered":"TL mevduat ve kredi faizlerinde gerileme"},"content":{"rendered":"<p>BMD Ara\u015ft\u0131rma\u2019n\u0131n analizine g\u00f6re, bankalar\u0131n TL mevduata uygulad\u0131\u011f\u0131 faiz oran\u0131 bir \u00f6nceki haftaya g\u00f6re 20 baz puan azalarak y\u00fczde 43,77 seviyesine geriledi. Ayn\u0131 d\u00f6nemde dolar mevduat faizi 2 baz puan d\u00fc\u015f\u00fc\u015fle y\u00fczde 1,68 olurken, Euro mevduat faizi 3 baz puan art\u0131\u015fla y\u00fczde 1,07 seviyesine y\u00fckseldi.<\/p>\n<p>TL bazl\u0131 ticari kredi faiz oran\u0131 122 baz puan azal\u0131\u015fla y\u00fczde 50,12\u2019ye indi. Konut kredi faizleri 62 baz puan d\u00fc\u015ferek y\u00fczde 35,28 olurken, ta\u015f\u0131t kredi faizleri 157 baz puan gerileyerek y\u00fczde 35,67\u2019ye d\u00fc\u015ft\u00fc. \u0130htiya\u00e7 kredi faizleri ise 71 baz puan azal\u0131\u015fla y\u00fczde 59,67 olarak ger\u00e7ekle\u015fti.<\/p>\n<p>D\u00f6viz cinsi ticari kredilerde ise farkl\u0131 bir tablo ortaya \u00e7\u0131kt\u0131. Dolar bazl\u0131 ticari kredi faiz oran\u0131 31 baz puan art\u0131\u015fla y\u00fczde 7,17\u2019ye y\u00fckselirken, Euro bazl\u0131 ticari kredi faiz oran\u0131 29 baz puan azal\u0131\u015fla y\u00fczde 5,64\u2019e geriledi.<\/p>\n<p>Mevduat Spreadi TL\u2019de Daha Y\u00fcksek<\/p>\n<p>Ticari kredilere uygulanan mevduat spreadi TL\u2019de y\u00fczde 6,35 olarak hesapland\u0131. Ayn\u0131 oran dolar kredilerde y\u00fczde 5,49, Euro kredilerde ise y\u00fczde 4,57 oldu. B\u00f6ylece TL ticari kredilerdeki mevduat spreadi, d\u00f6viz cinsi kredilere k\u0131yasla daha y\u00fcksek seviyede kalmaya devam etti.<\/p>\n<p>\u00a0<\/p>\n<p>\u00a0<\/p>\n<p>\u00a0<\/p>\n<p> <strong><\/strong><br \/>\nEKONOM\u0130 GAZETES\u0130 <\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0130stanbul, 20 \u015eubat (Hibya) &#8211; BMD Ara\u015ft\u0131rma\u2019n\u0131n payla\u015ft\u0131\u011f\u0131 haftal\u0131k verilere g\u00f6re, 13 \u015eubat haftas\u0131nda T\u00fcrk liras\u0131 (TL) mevduat ve kredi faiz oranlar\u0131nda d\u00fc\u015f\u00fc\u015f e\u011filimi \u00f6ne \u00e7\u0131kt\u0131.<\/p>\n","protected":false},"author":1,"featured_media":50249,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow07ekDA:productID":"","footnotes":""},"categories":[12,4,1],"tags":[],"class_list":["post-50248","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-spor","category-dunya","category-ekonomi"],"_links":{"self":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/50248","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/comments?post=50248"}],"version-history":[{"count":0,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/50248\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/media\/50249"}],"wp:attachment":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/media?parent=50248"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/categories?post=50248"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/tags?post=50248"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}