Resmi Gazete\u2019de yay\u0131mlanan Cumhurba\u015fkan\u0131 Karar\u0131na g\u00f6re, 5411 say\u0131l\u0131 Bankac\u0131l\u0131k Kanunu\u2019nun ge\u00e7ici 32\u2019nci maddesinin uygulanma s\u00fcresinin 28 Aral\u0131k 2025 tarihinden itibaren iki y\u0131l uzat\u0131lmas\u0131na, mezkur kanunun ge\u00e7ici 35\u2019inci maddesi gere\u011fince karar verildi.<\/p>\n
Bankac\u0131l\u0131k Kanunu\u2019nda yer alan ge\u00e7ici 32\u2019nci madde \u015fu \u015fekilde:<\/p>\n
\u201cT\u00fcrkiye\u2019de faaliyette bulunan bankalar, finansal kiralama \u015firketleri, fakt\u00f6ring \u015firketleri ve finansman \u015firketleri ile bu maddede tan\u0131mlanan di\u011fer finansal kurulu\u015flarla kredi ili\u015fkisinde bulunan ve Kurum taraf\u0131ndan \u00e7\u0131kar\u0131lan y\u00f6netmeli\u011fe g\u00f6re haz\u0131rlanan \u00c7er\u00e7eve Anla\u015fmalarda belirlenen bor\u00e7lular, bu kurulu\u015flar taraf\u0131ndan kulland\u0131r\u0131lm\u0131\u015f olan kredilere ili\u015fkin olarak al\u0131nacak tedbirlerle, geri \u00f6deme y\u00fck\u00fcml\u00fcl\u00fcklerini yerine getirebilmelerine ve istihdama katk\u0131da bulunmaya devam etmelerine imkan verilmesini sa\u011flamak amac\u0131yla, dahil olduklar\u0131 risk grubundaki di\u011fer bor\u00e7lularla bir b\u00fct\u00fcn olarak veya k\u0131smen yeniden yap\u0131land\u0131rmaya tabi tutulabilir. Bu madde uyar\u0131nca yap\u0131lacak finansal yeniden yap\u0131land\u0131rmalara ili\u015fkin usul ve esaslar Kurum taraf\u0131ndan \u00e7\u0131kar\u0131lan y\u00f6netmelik h\u00fck\u00fcmleri \u00e7er\u00e7evesinde haz\u0131rlanan \u00c7er\u00e7eve Anla\u015fmalar ile belirlenir. Bu madde h\u00fck\u00fcmleri bu maddenin yay\u0131m\u0131 tarihinden itibaren iki y\u0131l s\u00fcreyle uygulan\u0131r. Bu s\u00fcreyi iki y\u0131l daha uzatmaya Cumhurba\u015fkan\u0131 yetkilidir.<\/p>\n
Finansal yeniden yap\u0131land\u0131rma kapsam\u0131na al\u0131nacak bor\u00e7lular\u0131n mali durumlar\u0131n\u0131n tespit edilmesi ve bu kapsamda bor\u00e7lar\u0131n\u0131n yeniden yap\u0131land\u0131r\u0131lmas\u0131 sonucunda bor\u00e7lar\u0131n\u0131 geri \u00f6deme kabiliyeti kazanaca\u011f\u0131na kanaat getirilmesi \u015fartt\u0131r. Bor\u00e7lar\u0131n\u0131 geri \u00f6deme kabiliyeti kazanamayaca\u011f\u0131na kanaat getirilen bor\u00e7lular finansal yeniden yap\u0131land\u0131rma kapsam\u0131na al\u0131namaz.<\/p>\n
Finansal yeniden yap\u0131land\u0131rma kapsam\u0131na al\u0131nacak bor\u00e7lular\u0131n mali durumunun tespiti ve finansal yeniden yap\u0131land\u0131rman\u0131n uygulanabilirli\u011fine ili\u015fkin de\u011ferlendirme; ba\u011f\u0131ms\u0131z denetim kurulu\u015flar\u0131na, \u00c7er\u00e7eve Anla\u015fmalar\u0131 kapsam\u0131nda belirlenecek yeterli bilgi ve uzmanl\u0131\u011fa sahip kurulu\u015flara veya bor\u00e7lu taraf\u0131ndan kabul edilmesi h\u00e2linde alacakl\u0131 kurulu\u015flara yapt\u0131r\u0131l\u0131r.<\/p>\n
Bu madde kapsam\u0131nda finansal yeniden yap\u0131land\u0131rmalarda; kredilerin vadelerini uzatmak, kredileri yenilemek, 6361 say\u0131l\u0131 Kanunun 9 uncu maddesinin birinci f\u0131kras\u0131n\u0131n (b) bendi h\u00fck\u00fcmleri sakl\u0131 kalmak kayd\u0131yla ilave kredi vermek, anapara, faiz, temerr\u00fct faizi, gecikme cezalar\u0131 ve k\u00e2r paylar\u0131 ile kredi ili\u015fkisinden do\u011fan di\u011fer her t\u00fcrl\u00fc alaca\u011f\u0131 indirmek veya bunlardan k\u0131smen veya tamamen vazge\u00e7mek, teminat azaltmak, anapara, faiz veya kar pay\u0131 alacaklar\u0131n\u0131; k\u0131smen veya tamamen i\u015ftirake \u00e7evirmek, \u00f6zel ama\u00e7l\u0131 \u015firketler ile 6362 say\u0131l\u0131 Kanuna g\u00f6re kurulan yat\u0131r\u0131m fonlar\u0131na ayni, nakdi ya da tahsil \u015fart\u0131na ba\u011fl\u0131 bir bedel kar\u015f\u0131l\u0131\u011f\u0131 devir veya temlik etmek, bor\u00e7lu ya da \u00fc\u00e7\u00fcnc\u00fc ki\u015filere ait ayn\u00ee de\u011ferler kar\u015f\u0131l\u0131\u011f\u0131nda k\u0131smen veya tamamen tasfiye etmek, satmak, bilan\u00e7o d\u0131\u015f\u0131na \u00e7\u0131karmak, di\u011fer alacakl\u0131 kurulu\u015flar ve alacakl\u0131larla birlikte hareket ederek protokoller yapmak gibi gerekli g\u00f6r\u00fclen tedbirler al\u0131n\u0131r. Finansal kiralama s\u00f6zle\u015fmelerine konu mallar i\u00e7in 2004 say\u0131l\u0131 \u0130cra ve \u0130flas Kanununun 307'nci maddesi h\u00fck\u00fcmleri k\u0131yasen uygulan\u0131r.<\/p>\n
Kredilerin teminatlar\u0131n\u0131n ya da alacakl\u0131 kurulu\u015flar taraf\u0131ndan i\u015ftirak olarak edinilecek bor\u00e7lular\u0131n varl\u0131k ve y\u00fck\u00fcml\u00fcl\u00fcklerinin ger\u00e7e\u011fe uygun de\u011ferine ili\u015fkin de\u011ferleme, taraflardan birinin talep etmesi durumunda, Sermaye Piyasas\u0131 Kurulunca de\u011ferleme yapmaya yetkilendirilmi\u015f kurulu\u015flar taraf\u0131ndan yap\u0131l\u0131r. 6362 say\u0131l\u0131 Kanuna g\u00f6re kurulan yat\u0131r\u0131m fonlar\u0131 i\u00e7in sermaye piyasas\u0131 mevzuat\u0131nda yer alan de\u011ferlemeye ili\u015fkin d\u00fczenlemeler sakl\u0131d\u0131r.<\/p>\n
Bu madde uyar\u0131nca yap\u0131lacak teminat azaltma, anapara ve di\u011fer alacaklardan vazge\u00e7ilerek kay\u0131ttan d\u00fc\u015fme yahut benzer i\u015flemlerle kredilerin yeniden yap\u0131land\u0131r\u0131lmas\u0131 bu Kanunun 160'\u0131nc\u0131 maddesi ile d\u00fczenlenen zimmet su\u00e7unu olu\u015fturmaz.\u201d<\/p>\n
<\/strong> Bankac\u0131l\u0131k Kanunu\u2019nun ge\u00e7ici 32\u2019nci maddesinin uygulanma s\u00fcresinin 28 Aral\u0131k 2025 tarihinden itibaren iki y\u0131l uzat\u0131lmas\u0131 hakk\u0131nda karar, Resmi Gazete\u2019de yay\u0131mland\u0131.<\/p>\n","protected":false},"author":1,"featured_media":24899,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow07ekDA:productID":"","footnotes":""},"categories":[12,4,1],"tags":[],"class_list":["post-24898","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-spor","category-dunya","category-ekonomi"],"_links":{"self":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/24898","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/comments?post=24898"}],"version-history":[{"count":0,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/24898\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/media\/24899"}],"wp:attachment":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/media?parent=24898"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/categories?post=24898"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/tags?post=24898"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\nEKONOM\u0130 GAZETES\u0130 <\/p>\n","protected":false},"excerpt":{"rendered":"