{"id":21889,"date":"2025-12-18T09:15:04","date_gmt":"2025-12-18T06:15:04","guid":{"rendered":"https:\/\/ekonomigundemi.com.tr\/index.php\/2025\/12\/18\/fed-bankalarin-inovasyonunu-tesvik-etmek-icin-yeni-kilavuz-yayinladi"},"modified":"2025-12-18T09:15:04","modified_gmt":"2025-12-18T06:15:04","slug":"fed-bankalarin-inovasyonunu-tesvik-etmek-icin-yeni-kilavuz-yayinladi","status":"publish","type":"post","link":"https:\/\/ekonomigundemi.com.tr\/index.php\/2025\/12\/18\/fed-bankalarin-inovasyonunu-tesvik-etmek-icin-yeni-kilavuz-yayinladi\/","title":{"rendered":"Fed bankalar\u0131n inovasyonunu te\u015fvik etmek i\u00e7in yeni k\u0131lavuz yay\u0131nlad\u0131"},"content":{"rendered":"

Yeni politika beyan\u0131, Fed'in denetimindeki sigortal\u0131 ve sigortas\u0131z eyalet \u00fcye bankalar\u0131n\u0131n operasyon ve hizmetlerinde inovasyonu takip etmeleri i\u00e7in bir yol olu\u015fturuyor. \u00d6nceki politika, denetime tabi kurumlar aras\u0131nda belirli kripto varl\u0131k faaliyetlerini k\u0131s\u0131tlamay\u0131 ama\u00e7l\u0131yordu.<\/p>\n

Denetimden Sorumlu Ba\u015fkan Yard\u0131mc\u0131s\u0131 Michelle W. Bowman, duyuruda \u201cYeni teknolojiler bankalara verimlilik, banka m\u00fc\u015fterilerine ise iyile\u015ftirilmi\u015f \u00fcr\u00fcn ve hizmetler sunuyor. Sorumlu, yenilik\u00e7i \u00fcr\u00fcn ve hizmetler i\u00e7in bir yol olu\u015fturarak, Kurul bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn g\u00fcvenli ve sa\u011flam kalmas\u0131n\u0131 sa\u011flarken, ayn\u0131 zamanda modern, verimli ve etkili olmas\u0131n\u0131 da destekliyor\u201d dedi.<\/p>\n

Fed, Kurul denetimindeki eyalet \u00fcye bankalar\u0131n\u0131 di\u011fer federal d\u00fczenleyici kurumlar taraf\u0131ndan denetlenen bankalar i\u00e7in izin verilen faaliyetlerle s\u0131n\u0131rlayan 2023 politika beyan\u0131n\u0131n, \u201cfinansal sistem ve Kurul'un yenilik\u00e7i \u00fcr\u00fcn ve hizmetlere ili\u015fkin anlay\u0131\u015f\u0131n\u0131n geli\u015fmesi\u201d nedeniyle art\u0131k uygun olmad\u0131\u011f\u0131n\u0131 a\u00e7\u0131klad\u0131.<\/p>\n

Fed yetkililerinin tamam\u0131 bu de\u011fi\u015fikli\u011fi desteklemedi. Daha \u00f6nce denetimden sorumlu ba\u015fkan yard\u0131mc\u0131s\u0131 olarak g\u00f6rev yapan Vali Michael Barr, karara kar\u015f\u0131 \u00e7\u0131karak, \u201cmevcut politika beyan\u0131n\u0131 iptal edip, asl\u0131nda d\u00fczenleyici arbitraj\u0131 te\u015fvik edecek, e\u015fit rekabet ko\u015fullar\u0131n\u0131 zedeleyecek ve finansal istikrar\u0131n korunmas\u0131yla uyumsuz te\u015fvikleri destekleyecek yeni bir beyan\u0131 kabul edemeyece\u011fini\u201d belirtti.<\/p>\n

Barr, oybirli\u011fiyle onaylanan 2023 politikas\u0131n\u0131 savundu ve \u201cayn\u0131 riskleri i\u00e7eren ayn\u0131 banka faaliyetlerinin ayn\u0131 d\u00fczenleyici \u00e7er\u00e7eveye tabi olmas\u0131 gerekti\u011fi\u201d ilkesini teyit etti.<\/p>\n

<\/strong>
\nEKONOM\u0130 GAZETES\u0130 <\/p>\n","protected":false},"excerpt":{"rendered":"

\u0130stanbul, 18 Aral\u0131k (Hibya) – ABD Merkez Bankas\u0131 (Fed) 2023 politika beyan\u0131n\u0131 geri \u00e7ekerek, bankalar\u0131 \u201cbelirli yenilik\u00e7i faaliyetlerde\u201d bulunmaya te\u015fvik eden yeni bir k\u0131lavuz yay\u0131nlad\u0131. Analistlere g\u00f6re bu, d\u00fczenleyici kurumun geleneksel finans alan\u0131ndaki yeni i\u015f uygulamalar\u0131na yakla\u015f\u0131m\u0131nda bir de\u011fi\u015fiklik oldu\u011funu g\u00f6steriyor.<\/p>\n","protected":false},"author":1,"featured_media":21890,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow07ekDA:productID":"","footnotes":""},"categories":[12,4,1],"tags":[],"class_list":["post-21889","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-spor","category-dunya","category-ekonomi"],"_links":{"self":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/21889","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/comments?post=21889"}],"version-history":[{"count":0,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/21889\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/media\/21890"}],"wp:attachment":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/media?parent=21889"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/categories?post=21889"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/tags?post=21889"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}