{"id":19350,"date":"2025-12-12T10:45:03","date_gmt":"2025-12-12T07:45:03","guid":{"rendered":"https:\/\/ekonomigundemi.com.tr\/index.php\/2025\/12\/12\/ab-bankalari-abdli-buyuk-teknoloji-sirketlerine-bagimliliklarini-azaltmali"},"modified":"2025-12-12T10:45:03","modified_gmt":"2025-12-12T07:45:03","slug":"ab-bankalari-abdli-buyuk-teknoloji-sirketlerine-bagimliliklarini-azaltmali","status":"publish","type":"post","link":"https:\/\/ekonomigundemi.com.tr\/index.php\/2025\/12\/12\/ab-bankalari-abdli-buyuk-teknoloji-sirketlerine-bagimliliklarini-azaltmali\/","title":{"rendered":"&#8220;AB bankalar\u0131 ABD&#8217;li b\u00fcy\u00fck teknoloji \u015firketlerine ba\u011f\u0131ml\u0131l\u0131klar\u0131n\u0131 azaltmal\u0131&#8221;"},"content":{"rendered":"<p>Bir \u00e7ok Avrupa finans \u015firketine dijital hizmetler sunan \u201caz say\u0131daki tedarik\u00e7inin\u201d bir \u201ckonsantrasyon riski\u201d olu\u015fturabilece\u011fini vurgulayan Maijoor, \u201cBu tedarik\u00e7ilerden biri tedarik yapamazsa, b\u00fcy\u00fck operasyonel sorunlar ya\u015fayabilirsiniz\u201d dedi.<\/p>\n<p>Politico&#039;ya verdi\u011fi r\u00f6portajda, Avrupa&#039;daki teknoloji hizmetleri pazar\u0131 ABD&#039;deki kadar geli\u015fmi\u015f olmasa da, finansal istikrar ve ekonomik ba\u015far\u0131 i\u00e7in, Avrupa&#039;n\u0131n ortam\u0131n\u0131 geli\u015ftirmeye ba\u015flamas\u0131 gerekti\u011fini vurgulayan Maijoor, Avrupal\u0131 bankalar\u0131n ABD&#039;li sa\u011flay\u0131c\u0131larla s\u00f6zle\u015fmelerle ba\u011fl\u0131 kalmas\u0131 \u201cnihayetinde rekabet g\u00fc\u00e7lerini de etkileyecektir\u201d dedi.\u00a0<\/p>\n<p>Hollanda&#039;daki denetim otoritelerinin, finans sekt\u00f6r\u00fcnde teknolojiye ba\u011f\u0131ml\u0131l\u0131\u011f\u0131n yaratt\u0131\u011f\u0131 sistemik riskler hakk\u0131nda bir rapor haz\u0131rlad\u0131\u011f\u0131n\u0131 vurgulayan Maijoor, m\u00fcdahalesinde, sorunu daha da k\u00f6t\u00fcle\u015ftiren fakt\u00f6rlerden biri olarak bankalar\u0131n operasyonel g\u00fcvenilirli\u011fini d\u00fczenleyen bir AB yasas\u0131 olan Dijital Operasyonel Dayan\u0131kl\u0131l\u0131k Yasas\u0131&#039;na (DORA) i\u015faret etti.<\/p>\n<p>Bu kurallar, finans \u015firketlerinin bulut hizmeti gibi BT i\u015flevlerinin d\u0131\u015f kaynak kullan\u0131m\u0131n\u0131 d\u00fczenliyor ve Amazon Web Services, Google Cloud, Microsoft ve Oracle dahil olmak \u00fczere ekstra denetime tabi \u201ckritik\u201d teknoloji hizmeti sa\u011flay\u0131c\u0131lar\u0131n\u0131n bir listesini belirliyor.<\/p>\n<p>Maijoor, DORA ve di\u011fer AB finansal d\u00fczenlemelerinin \u201cfinansal kurumlar\u0131 istemeden en b\u00fcy\u00fck dijital hizmet sa\u011flay\u0131c\u0131lar\u0131na y\u00f6nlendirebilece\u011fini\u201d ve bunlar\u0131n Avrupal\u0131 olmayaca\u011f\u0131n\u0131 s\u00f6yledi ve \u201cSadece kalite, g\u00fcvenilirlik, g\u00fcvenlik gibi fakt\u00f6rlere bakarsan\u0131z&#8230; Avrupa d\u0131\u015f\u0131ndaki en b\u00fcy\u00fck dijital hizmet sa\u011flay\u0131c\u0131lar\u0131yla \u00e7al\u0131\u015fmaya ba\u015flama ihtimaliniz \u00e7ok y\u00fcksektir\u201d dedi.<\/p>\n<p>AB&#039;nin riskleri ortadan kald\u0131rmak i\u00e7in d\u00fczenleyici yakla\u015f\u0131m\u0131 yeniden de\u011ferlendirebilece\u011fini s\u00f6yleyen Maijoor, \u201cDORA \u015fu anda bir g\u00f6zetim yakla\u015f\u0131m\u0131d\u0131r ve gereklilikler ve uygulama se\u00e7enekleri a\u00e7\u0131s\u0131ndan d\u00fczenli denetim kadar g\u00fc\u00e7l\u00fc de\u011fildir\u201d dedi.<\/p>\n<p>Hollanda denetim otoriteleri, AB&#039;deki finansal d\u00fczenleme ve denetimin Avrupa IT sa\u011flay\u0131c\u0131lar\u0131n\u0131 se\u00e7mede engel olu\u015fturup olu\u015fturmad\u0131\u011f\u0131n\u0131 inceledi\u011fini ve tespit edilen sorunlar\u0131n \u201cAvrupa ba\u011flam\u0131nda politika giri\u015fimlerine yol a\u00e7abilece\u011fini\u201d yazarak de\u011fi\u015fiklikler i\u00e7in bask\u0131 yap\u0131yor.<\/p>\n<p>Maijoor, Avrupa&#039;n\u0131n, enerji ve telekom gibi ekonominin di\u011fer alanlar\u0131 i\u00e7in de \u201c\u00e7ok \u00f6nemli\u201d olan ABD&#039;li teknoloji hizmet sa\u011flay\u0131c\u0131lar\u0131na ba\u011f\u0131ml\u0131l\u0131k risklerini azaltmak i\u00e7in sekt\u00f6rler aras\u0131 bir bulut g\u00f6zetim kurumu kurabilece\u011fini s\u00f6yledi ve \u201cEkonominin \u00f6nemli k\u0131s\u0131mlar\u0131 i\u00e7in bu kadar \u00f6nemli olan bu hiper \u00f6l\u00e7ekli bulut hizmet sa\u011flay\u0131c\u0131lar\u0131n\u0131n daha genel bir denetime tabi tutulmas\u0131 gerekmez mi?\u201d diye sordu.<\/p>\n<p>Hollandal\u0131 kredi kurulu\u015fu Amsterdam Trade Bank, ana \u015firketinin ABD&#039;nin yapt\u0131r\u0131m listesine al\u0131nmas\u0131 ve Amerikan BT sa\u011flay\u0131c\u0131s\u0131n\u0131n \u00e7evrimi\u00e7i veri depolama hizmetlerini geri \u00e7ekmesi \u00fczerine 2023 y\u0131l\u0131nda iflas etti. Bu olay, teknoloji hizmetlerinin geri \u00e7ekilmesinin \u015firketler \u00fczerindeki etkisinin en \u00e7arp\u0131c\u0131 \u00f6rneklerinden biri olarak g\u00f6steriliyor.<\/p>\n<p>Benzer \u015fekilde, 2024 y\u0131l\u0131nda Amerikan siber g\u00fcvenlik \u015firketi CrowdStrike&#039;\u0131n ya\u015fad\u0131\u011f\u0131 kesinti, Avrupa finans sekt\u00f6r\u00fcn\u00fcn teknoloji sa\u011flay\u0131c\u0131lar\u0131ndan kaynaklanan operasyonel risklere kar\u015f\u0131 savunmas\u0131zl\u0131\u011f\u0131n\u0131 ortaya koydu. AB&#039;nin bankac\u0131l\u0131k denetim kurumu, kesintiye ili\u015fkin yapt\u0131\u011f\u0131 de\u011ferlendirmede bu noktaya dikkat \u00e7ekti.<br \/>\n\u00a0<\/p>\n<p> <strong><\/strong><br \/>\nEKONOM\u0130 GAZETES\u0130 <\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0130stanbul, 12 Aral\u0131k (Hibya) &#8211; Hollanda Merkez Bankas\u0131 Denetim Ba\u015fkan\u0131 Steven Maijoor, Avrupa bankalar\u0131 ve di\u011fer finans \u015firketlerinin, dijital hizmetler konusunda ABD&#8217;li teknoloji \u015firketlerine olan ba\u011f\u0131ml\u0131l\u0131klar\u0131n\u0131 azaltmas\u0131 gerekti\u011fini s\u00f6yledi.<\/p>\n","protected":false},"author":1,"featured_media":19351,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow07ekDA:productID":"","footnotes":""},"categories":[12,1],"tags":[],"class_list":["post-19350","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-spor","category-ekonomi"],"_links":{"self":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/19350","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/comments?post=19350"}],"version-history":[{"count":0,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/19350\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/media\/19351"}],"wp:attachment":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/media?parent=19350"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/categories?post=19350"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/tags?post=19350"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}