{"id":18228,"date":"2025-12-10T11:15:06","date_gmt":"2025-12-10T08:15:06","guid":{"rendered":"https:\/\/ekonomigundemi.com.tr\/index.php\/2025\/12\/10\/bnp-paribas-cardifin-bes-birikimlerinde-ek-katki-payi-kampanyasinda-son-tarih-31-aralik"},"modified":"2025-12-10T11:15:06","modified_gmt":"2025-12-10T08:15:06","slug":"bnp-paribas-cardifin-bes-birikimlerinde-ek-katki-payi-kampanyasinda-son-tarih-31-aralik","status":"publish","type":"post","link":"https:\/\/ekonomigundemi.com.tr\/index.php\/2025\/12\/10\/bnp-paribas-cardifin-bes-birikimlerinde-ek-katki-payi-kampanyasinda-son-tarih-31-aralik\/","title":{"rendered":"BNP Paribas Cardif\u2019in, BES birikimlerinde ek katk\u0131 pay\u0131 kampanyas\u0131nda son tarih 31 Aral\u0131k"},"content":{"rendered":"<p>T\u00fcrkiye\u2019nin lider sigorta ve bireysel emeklilik kurulu\u015flar\u0131 aras\u0131nda yer alan BNP Paribas Cardif Emeklilik A.\u015e. (BNP Paribas Cardif), m\u00fc\u015fterilerine de\u011fer katan \u00e7al\u0131\u015fmalar\u0131n\u0131 s\u00fcrd\u00fcr\u00fcyor. Bireysel Emeklilik Sistemi (BES) m\u00fc\u015fterilerine \u00f6zel olarak 1 Ekim\u2019de ba\u015flatt\u0131\u011f\u0131 \u201cBirikimlerinize 1 Katk\u0131 Da Bizden!\u201d kampanyas\u0131na devam eden BNP Paribas Cardif, kampanya kapsam\u0131nda tek seferde yat\u0131r\u0131lan 100 bin TL ve \u00fczeri ek katk\u0131 pay\u0131 \u00f6demesine, maksimum 2 bin 500 TL\u2019ye varan ek fayda hediye ediyor.<\/p>\n<p>Bu ek fayda, devlet katk\u0131s\u0131 ile birlikte, BNP Paribas Cardif\u2019in BES m\u00fc\u015fterileri i\u00e7in olduk\u00e7a avantajl\u0131 bir hale geliyor. 2025 y\u0131l\u0131 i\u00e7in devlet katk\u0131s\u0131n\u0131n \u00fcst limiti ise 312 bin 66 TL olarak belirlenmi\u015f. Bu \u00fcst limitin y\u00fczde 30\u2019u hesaplanarak elde edilen devlet katk\u0131s\u0131 ise 93 bin 619 TL ediyor. BNP Paribas Cardif\u2019in BES m\u00fc\u015fterileri tek seferde 100 bin TL ve \u00fczeri yapacaklar\u0131 ek katk\u0131 pay\u0131 \u00f6demesi ile hem BNP Paribas Cardif taraf\u0131ndan sa\u011flanan ek fayda tutar\u0131ndan yararlan\u0131yor hem de devlet katk\u0131s\u0131ndan daha y\u00fcksek miktarda kazan\u00e7 elde ediyorlar.<\/p>\n<p>BNP Paribas Cardif bireysel emeklilik m\u00fc\u015fterileri; &#8220;Birikimlerinize 1 Katk\u0131 Da Bizden!&#8221; slogan\u0131yla 1 Ekim\u2019de ba\u015flat\u0131lan kampanyadan 31 Aral\u0131k tarihine kadar yararlanabilecekler. Kampanyaya kat\u0131lacak m\u00fc\u015fteriler BNP Paribas Cardif BES hesaplar\u0131na; internet \u015fubesinden, Cepte Cardif uygulamas\u0131ndan, \u00f6zel m\u00fc\u015fteri temsilcileri, \u00f6zel m\u00fc\u015fteri hatt\u0131 ya da acenteler arac\u0131l\u0131\u011f\u0131yla, havale veya kredi kart\u0131 ile ek katk\u0131 pay\u0131 \u00f6demesi ger\u00e7ekle\u015ftirebilecekler.<\/p>\n<p>BES\u2019e kat\u0131l\u0131m say\u0131s\u0131n\u0131n 10 milyon s\u0131n\u0131r\u0131n\u0131 a\u015fmas\u0131 be kleniyor<\/p>\n<p>Sosyal G\u00fcvenlik Sistemi&#039;nin tamamlay\u0131c\u0131s\u0131 \u00f6zelli\u011finde olan BES, sahip oldu\u011fu te\u015fvikler, profesyonel fon y\u00f6netimi hizmeti, \u015feffafl\u0131k ve devlet g\u00fcvencesi gibi \u00f6nemli avantajlarla di\u011fer birikim ara\u00e7lar\u0131ndan ayr\u0131l\u0131yor. \u00d6zellikle de devlet katk\u0131lar\u0131n\u0131n deste\u011fiyle cazibesini giderek artt\u0131ran G\u00f6n\u00fcll\u00fc BES&#039;e olan kat\u0131l\u0131m say\u0131s\u0131 h\u0131zla y\u00fckseliyor. 2021 y\u0131l\u0131nda Bireysel Emeklilik Kanunu&#039;nda yap\u0131lan 18 ya\u015f alt\u0131 gen\u00e7 ve \u00e7ocuklar\u0131n kapsama al\u0131nmas\u0131, Bireysel Emeklilik Fon Al\u0131m Sat\u0131m (BEFAS) platformunun uygulamaya a\u00e7\u0131lmas\u0131, devlet katk\u0131s\u0131 te\u015fvikinin y\u00fczde 25\u2019ten y\u00fczde 30\u2019a y\u00fckseltilmesi ve fon de\u011fi\u015fiklik hakk\u0131n\u0131n art\u0131r\u0131lmas\u0131 gibi bir dizi \u00f6nemli d\u00fczenleme, sekt\u00f6r\u00fcn b\u00fcy\u00fcmesine katk\u0131 sa\u011flad\u0131. Emeklilik G\u00f6zetim Merkezi\u2019nin (EGM) 14 Kas\u0131m 2025 verilerine g\u00f6re g\u00f6n\u00fcll\u00fc BES kat\u0131l\u0131mc\u0131 say\u0131s\u0131 10 milyon 27 bin 695\u2019e ula\u015f\u0131rken, kat\u0131l\u0131mc\u0131lar\u0131n toplam fon tutar\u0131 da 1 trilyon 852 milyar TL\u2019ye y\u00fckseldi. Bu b\u00fcy\u00fcmeye OKS (Otomatik Kat\u0131l\u0131m Sistemi) kapsam\u0131nda 7 milyon 809 bin 780 kat\u0131l\u0131mc\u0131 ve 119 milyar TL fon b\u00fcy\u00fckl\u00fc\u011f\u00fcn\u00fcn d\u00e2hil edilmesiyle sistem, toplamda yakla\u015f\u0131k 18 milyon kat\u0131l\u0131mc\u0131 ve 2 trilyon TL fon b\u00fcy\u00fckl\u00fc\u011f\u00fcne ula\u015ft\u0131.<\/p>\n<p>Dijital BES, E-\u015fube ve CepteCardif\u2019te<\/p>\n<p>BES sekt\u00f6r\u00fcn\u00fcn lider kurulu\u015flar\u0131ndan olan BNP Paribas Cardif Emeklilik, sekt\u00f6rdeki b\u00fcy\u00fcmeye paralel olarak hem kat\u0131l\u0131mc\u0131 say\u0131s\u0131nda hem de fon b\u00fcy\u00fckl\u00fc\u011f\u00fcnde \u00f6nemli oranda b\u00fcy\u00fcme kaydediyor. Avantajl\u0131 BES kampanyalar\u0131yla da sekt\u00f6rde fark yaratan BNP Paribas Cardif Emeklilik, BES fon y\u00f6netimini Portf\u00f6y Y\u00f6netimi sekt\u00f6r\u00fcn\u00fcn tecr\u00fcbeli ve yenilik\u00e7i \u015firketi olan TEB Portf\u00f6y Y\u00f6netimi arac\u0131l\u0131\u011f\u0131yla m\u00fc\u015fterilerine sunuyor. M\u00fc\u015fterilerinin ihtiya\u00e7 ve taleplerini merkeze alan bir yakla\u015f\u0131mla faaliyet g\u00f6steren BNP Paribas Cardif Emeklilik, kat\u0131l\u0131mc\u0131lar\u0131na sundu\u011fu fonlar\u0131n y\u00f6netimini yak\u0131ndan takip ed erek, kullan\u0131c\u0131lar\u0131n fon getirisi ile ilgili d\u00fczenli bilgilendirilmesini sa\u011fl\u0131yor.<\/p>\n<p>\u201cSigortay\u0131 ula\u015f\u0131labilir k\u0131lma\u201d misyonuyla ger\u00e7ekle\u015ftirdi\u011fi \u00e7al\u0131\u015fmalar neticesinde dijital BES \u00e7\u00f6z\u00fcm\u00fcn\u00fc devreye alan BNP Paribas Cardif Emeklilik, dijitalle\u015fme vizyonunu bir ad\u0131m daha ileriye ta\u015f\u0131yarak, ge\u00e7ti\u011fimiz y\u0131l mevcut m\u00fc\u015fterilerin kullan\u0131m\u0131na sundu\u011fu dijital kanal\u0131n\u0131, Nisan 2025 itibar\u0131yla yeni m\u00fc\u015fterilerine de a\u00e7t\u0131. B\u00f6ylece, dijital s\u00fcre\u00e7teki t\u00fcm i\u015flemleri sade, h\u0131zl\u0131 ve kullan\u0131c\u0131 dostu olarak tasarlayan firma, 18 ya\u015f \u00fcst\u00fc t\u00fcm yeni m\u00fc\u015fterilerini, hi\u00e7bir fiziki temas gerekmeden dijital ortamda BES\u2019le bulu\u015fturmaya ba\u015flad\u0131. Gerek birikim yapmay\u0131 gerekse emeklilik hedefleyenler art\u0131k BNP Paribas Cardif Emeklilik\u2019in e-\u015fube\u2019si veya CepteCardif uygulamas\u0131 \u00fczerinden kolayca BES plan\u0131na dahil olabiliyor.<\/p>\n<p> <strong><\/strong><br \/>\nEKONOM\u0130 GAZETES\u0130 <\/p>\n","protected":false},"excerpt":{"rendered":"<p>BNP Paribas Cardif\u2019in BES m\u00fc\u015fterilerine \u00f6zel &#8220;Birikimlerinize Bir Katk\u0131 Da Bizden!&#8221; kampanyas\u0131 31 Aral\u0131k\u2019a kadar devam ediyor. Kampanya kapsam\u0131nda tek seferde yat\u0131r\u0131lan 100 bin TL ve \u00fczeri ek katk\u0131 pay\u0131 \u00f6demesine, maksimum 2.500 TL\u2019ye varan ek fayda hediye ediliyor. <\/p>\n","protected":false},"author":1,"featured_media":18229,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow07ekDA:productID":"","footnotes":""},"categories":[12,4,10,11],"tags":[],"class_list":["post-18228","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-spor","category-dunya","category-otomobil","category-saglik"],"_links":{"self":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/18228","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/comments?post=18228"}],"version-history":[{"count":0,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/18228\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/media\/18229"}],"wp:attachment":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/media?parent=18228"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/categories?post=18228"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/tags?post=18228"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}