Ahlatc\u0131 Yat\u0131r\u0131m\u2019\u0131n BDDK haftal\u0131k bankac\u0131l\u0131k verileri analizine g\u00f6re, 16 Ekim ile sona eren haftada bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn toplam kredi hacmi \u00f6nceki haftaya k\u0131yasla y\u00fczde 0,1 artarak 28,68 trilyon TL\u2019ye y\u00fckseldi. Toplam mevduat y\u00fczde 2,4 art\u0131\u015fla 33,11 trilyon TL\u2019ye ula\u015f\u0131rken, takipteki alacaklar y\u00fczde 1,8 artarak 945,6 milyar TL oldu. Takipteki alacaklar\u0131n haftal\u0131k net art\u0131\u015f\u0131 16,9 milyar TL ile son 13 haftan\u0131n 11,2 milyar TL\u2019lik ortalamas\u0131n\u0131n \u00fczerinde ger\u00e7ekle\u015fti.<\/p>\n
Kredi b\u00fcy\u00fcmesinde 13 haftal\u0131k y\u0131ll\u0131kland\u0131r\u0131lm\u0131\u015f ve kurdan ar\u0131nd\u0131r\u0131lm\u0131\u015f toplam kredi b\u00fcy\u00fcmesi y\u00fczde 23,2 seviyesinde hesapland\u0131. Ayn\u0131 d\u00f6nemde t\u00fcketici kredilerinde b\u00fcy\u00fcme y\u00fczde 14,8, bireysel kredi kartlar\u0131nda y\u00fczde 21,6 ve ticari kredilerde y\u00fczde 24,9 oldu. Y\u0131lba\u015f\u0131ndan bu yana toplam kredi hacmi y\u00fczde 24,6, TL krediler y\u00fczde 26,2 artarken, yabanc\u0131 para krediler dolar baz\u0131nda y\u00fczde 6 y\u00fckseldi. Y\u0131ll\u0131k bazda toplam kredi b\u00fcy\u00fcmesi y\u00fczde 34,6, TL kredi b\u00fcy\u00fcmesi ise y\u00fczde 38,8 olarak ger\u00e7ekle\u015fti.<\/p>\n
TL krediler haftal\u0131k bazda y\u00fczde 0,1 azalarak 18,25 trilyon TL\u2019ye gerilerken, yabanc\u0131 para krediler dolar baz\u0131nda y\u00fczde 0,2 art\u0131\u015fla 211,8 milyar dolara \u00e7\u0131kt\u0131. T\u00fcketici kredileri y\u00fczde 0,7 d\u00fc\u015f\u00fc\u015fle 3,49 trilyon TL\u2019ye geriledi. Bu grupta konut kredileri y\u00fczde 0,2 artarken ta\u015f\u0131t kredileri y\u00fczde 0,3, ihtiya\u00e7 kredileri y\u00fczde 0,9 azald\u0131. Bireysel kredi kart\u0131 bakiyesi de y\u00fczde 2,3 d\u00fc\u015f\u00fc\u015fle 3,39 trilyon TL oldu. Bakiyenin 1,32 trilyon TL\u2019sini taksitli, 2,07 trilyon TL\u2019sini taksitsiz i\u015flemler olu\u015fturdu.<\/p>\n
Ticari ve di\u011fer krediler y\u00fczde 0,7 artarak 21,80 trilyon TL\u2019ye y\u00fckseldi. KOB\u0130 kredileri y\u00fczde 0,3 art\u0131\u015fla 7,72 trilyon TL, KOB\u0130 d\u0131\u015f\u0131 ticari krediler y\u00fczde 0,9 art\u0131\u015fla 14,08 trilyon TL seviyesinde ger\u00e7ekle\u015fti. Taksitli ticari krediler y\u00fczde 0,8 artarak 4,36 trilyon TL\u2019ye ula\u015f\u0131rken, kurumsal kredi kart\u0131 bakiyesi y\u00fczde 0,3 azalarak 1,12 trilyon TL oldu. Kredili mevduat hesaplar\u0131nda t\u00fcketici bakiyesi 932,4 milyar TL, taksitli ticari bakiye ise 341 milyar TL olarak kaydedildi.<\/p>\n
Takipteki alacak oran\u0131 \u00f6nceki haftaki y\u00fczde 3,14 seviyesinden y\u00fczde 3,19\u2019a y\u00fckseldi. Y\u0131lba\u015f\u0131nda y\u00fczde 2,50 olan oran, takipteki alacaklardaki art\u0131\u015f\u0131n s\u00fcrd\u00fc\u011f\u00fcn\u00fc g\u00f6sterdi. Segment baz\u0131nda takipteki alacak oranlar\u0131 t\u00fcketici kredilerinde y\u00fczde 5,05, bireysel kredi kartlar\u0131nda y\u00fczde 5,76, ticari kredilerde y\u00fczde 2,47, KOB\u0130 kredilerinde y\u00fczde 4,11 ve taksitli ticari kredilerde y\u00fczde 3,89 oldu. Takipteki alacaklar\u0131n 13 haftal\u0131k y\u0131ll\u0131kland\u0131r\u0131lm\u0131\u015f b\u00fcy\u00fcmesi y\u00fczde 94,7 seviyesinde ger\u00e7ekle\u015fti.<\/p>\n
Takipteki alacaklar i\u00e7in ayr\u0131lan \u00f6zel kar\u015f\u0131l\u0131klar y\u00fczde 1,1 artarak 694,4 milyar TL\u2019ye y\u00fckseldi. Kar\u015f\u0131l\u0131k oran\u0131 ise \u00f6nceki haftaki y\u00fczde 73,9 seviyesinden y\u00fczde 73,4\u2019e geriledi.<\/p>\n
Toplam mevduat 16 Ekim ile sona eren haftada y\u00fczde 2,4 artarak 33,11 trilyon TL\u2019ye y\u00fckseldi. TL mevduat y\u00fczde 3,6 art\u0131\u015fla 20,50 trilyon TL olurken, yabanc\u0131 para mevduat dolar baz\u0131nda yatay seyrederek 256,2 milyar dolar seviyesinde kald\u0131. Yabanc\u0131 para mevduat\u0131n toplam mevduat i\u00e7indeki pay\u0131 y\u00fczde 38,1, kredi\/mevduat oran\u0131 ise y\u00fczde 86,6 olarak hesapland\u0131.<\/p>\n
Mevduat sahiplerine g\u00f6re ger\u00e7ek ki\u015filerin mevduat\u0131 y\u00fczde 0,8, ticari kurulu\u015flar\u0131n mevduat\u0131 y\u00fczde 2,6, resmi ve di\u011fer kurulu\u015flar\u0131n mevduat\u0131 y\u00fczde 12,3 artt\u0131. Vade yap\u0131s\u0131nda ger\u00e7ek ki\u015filerin vadesiz mevduat\u0131 y\u00fczde 0,9, vadeli mevduat\u0131 y\u00fczde 0,7 art\u0131\u015f g\u00f6sterdi. Ticari kurulu\u015flar\u0131n vadesiz mevduat\u0131 y\u00fczde 1,8, vadeli mevduat\u0131 ise y\u00fczde 2,9 y\u00fckseldi. Ger\u00e7ek ki\u015filerin yabanc\u0131 para mevduat\u0131 y\u00fczde 0,2 d\u00fc\u015f\u00fc\u015fle 162,6 milyar dolar oldu.<\/p>\n
Kurdan ar\u0131nd\u0131r\u0131lm\u0131\u015f mevduat b\u00fcy\u00fcmesi 13 haftal\u0131k y\u0131ll\u0131kland\u0131r\u0131lm\u0131\u015f bazda y\u00fczde 27,9 olarak ger\u00e7ekle\u015fti. Vadesiz mevduat\u0131n toplam mevduat i\u00e7indeki pay\u0131 y\u00fczde 35,6, ger\u00e7ek ki\u015filerin mevduat\u0131ndaki yabanc\u0131 para pay\u0131 y\u00fczde 43,3 seviyesinde kaydedildi. Sigortaya tabi mevduat 7,76 trilyon TL oldu. Y\u0131lba\u015f\u0131ndan bu yana toplam mevduat y\u00fczde 22,7, TL mevduat y\u00fczde 25,3 artarken, yabanc\u0131 para mevduat dolar baz\u0131nda y\u00fczde 3,1 y\u00fckseldi.<\/p>\n
Bankalar\u0131n menkul de\u011fer portf\u00f6y\u00fc haftal\u0131k bazda y\u00fczde 0,5 azalarak 8,09 trilyon TL\u2019ye geriledi. TL menkul de\u011ferler y\u00fczde 0,9 d\u00fc\u015ferken, yabanc\u0131 para menkul de\u011ferler y\u00fczde 0,3 artt\u0131. Portf\u00f6yde 4,77 trilyon TL devlet tahvili, 829,9 milyar TL kira sertifikas\u0131 ve 2,05 trilyon TL Eurobond bulundu.<\/p>\n
Bankalarda saklanan menkul de\u011ferlerin piyasa de\u011feri y\u00fczde 0,3 art\u0131\u015fla 11,28 trilyon TL\u2019ye ula\u015ft\u0131. Bu tutar\u0131n 10,13 trilyon TL\u2019lik k\u0131sm\u0131 yurt i\u00e7i, 1,15 trilyon TL\u2019lik k\u0131sm\u0131 yurt d\u0131\u015f\u0131 yerle\u015fikler ad\u0131na sakland\u0131. Yurt d\u0131\u015f\u0131 yerle\u015fikler ad\u0131na saklanan kamu bor\u00e7lanma senetleri ise y\u00fczde 1,2 azalarak 644,9 milyar TL oldu.<\/p>\n
Di\u011fer bilan\u00e7o kalemlerinde T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131ndan alacaklar y\u00fczde 3,8 artarak 4,85 trilyon TL\u2019ye, zorunlu kar\u015f\u0131l\u0131klar y\u00fczde 0,4 artarak 4,25 trilyon TL\u2019ye y\u00fckseldi. Bankalara bor\u00e7lar y\u00fczde 0,8 d\u00fc\u015f\u00fc\u015fle 7,82 trilyon TL\u2019ye, repo i\u015flemlerinden sa\u011flanan fonlar ise y\u00fczde 10,6 d\u00fc\u015f\u00fc\u015fle 3,01 trilyon TL\u2019ye geriledi. Yurt d\u0131\u015f\u0131 bankalara yabanc\u0131 para bor\u00e7lar y\u00fczde 0,4 artarak 129,9 milyar dolar oldu.<\/p>\n
Bilan\u00e7o d\u0131\u015f\u0131 i\u015flemlerde gayrinakdi kredi ve y\u00fck\u00fcml\u00fcl\u00fckler y\u00fczde 0,7 art\u0131\u015fla 11,69 trilyon TL\u2019ye, t\u00fcrev finansal ara\u00e7lar y\u00fczde 0,3 art\u0131\u015fla 34,96 trilyon TL\u2019ye y\u00fckseldi. Yabanc\u0131 para net genel pozisyonu, \u00f6nceki haftaki 0,12 milyar dolarl\u0131k a\u00e7\u0131k seviyesinden 0,27 milyar dolarl\u0131k fazlaya d\u00f6nd\u00fc. Bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn yasal \u00f6zkaynaklar\u0131 y\u00fczde 0,1 artarak 6,15 trilyon TL\u2019ye ula\u015f\u0131rken, net genel pozisyonun yasal \u00f6zkaynaklara oran\u0131 y\u00fczde 0,22 olarak ger\u00e7ekle\u015fti.<\/p>\n
\u00a0<\/p>\n
<\/strong> \u0130stanbul, 22 Ekim (Hibya)- Ahlatc\u0131 Yat\u0131r\u0131m\u2019\u0131n BDDK haftal\u0131k bankac\u0131l\u0131k verileri analizine g\u00f6re, 16 Ekim ile sona eren haftada bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn toplam kredi hacmi \u00f6nceki haftaya k\u0131yasla y\u00fczde 0,1 artarak 28,68 trilyon TL\u2019ye y\u00fckseldi. <\/p>\n","protected":false},"author":1,"featured_media":171434,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow07ekDA:productID":"","footnotes":""},"categories":[4,1,9],"tags":[],"class_list":["post-171433","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-dunya","category-ekonomi","category-manset"],"_links":{"self":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/171433","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/comments?post=171433"}],"version-history":[{"count":0,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/171433\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/media\/171434"}],"wp:attachment":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/media?parent=171433"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/categories?post=171433"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/tags?post=171433"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\nEKONOM\u0130 GAZETES\u0130 <\/p>\n","protected":false},"excerpt":{"rendered":"