Ahlatc\u0131 Yat\u0131r\u0131m\u0131n konut piyasas\u0131na ili\u015fkin de\u011ferlendirmesinde, eyl\u00fcl ay\u0131nda T\u00fcrkiye genelinde 142 bin 390 konut sat\u0131ld\u0131\u011f\u0131 belirtildi. Sat\u0131\u015flar\u0131n a\u011fustos ay\u0131na g\u00f6re y\u00fczde 11,8 artt\u0131\u011f\u0131, ge\u00e7en y\u0131l\u0131n ayn\u0131 ay\u0131na g\u00f6re ise y\u00fczde 9,3 azald\u0131\u011f\u0131 kaydedildi. B\u00f6ylece 2023’ten bu yana en d\u00fc\u015f\u00fck eyl\u00fcl sat\u0131\u015f\u0131 ger\u00e7ekle\u015fti. Son 24 ay\u0131n en y\u00fcksek ayl\u0131k sat\u0131\u015f\u0131, 265 bin 223 adetle Aral\u0131k 2025’te g\u00f6r\u00fcld\u00fc. Bu d\u00f6nemde y\u0131ll\u0131k sat\u0131\u015f de\u011fi\u015fimi y\u00fczde 31,2 d\u00fc\u015f\u00fc\u015f ile y\u00fczde 61,6 art\u0131\u015f aras\u0131nda dalgaland\u0131.<\/p>\n
Mevsimsellik endeksine g\u00f6re aral\u0131k ay\u0131 134 puanla y\u0131l\u0131n en g\u00fc\u00e7l\u00fc, ocak ay\u0131 ise 82 puanla en zay\u0131f d\u00f6nemi oldu. Eyl\u00fcl ay\u0131ndaki sat\u0131\u015flar y\u0131l ortalamas\u0131n\u0131n y\u00fczde 9,7 \u00fczerinde ger\u00e7ekle\u015fti. Son \u00fc\u00e7 ayl\u0131k d\u00f6nemde ilk el konut sat\u0131\u015flar\u0131 temmuzda 42 bin 529, eyl\u00fclde 51 bin 519 olarak kaydedilirken ikinci el sat\u0131\u015flar ayn\u0131 d\u00f6nemde 81 bin 74’ten 90 bin 871’e y\u00fckseldi.<\/p>\n
Eyl\u00fcl ay\u0131nda ilk el konut sat\u0131\u015flar\u0131 y\u0131ll\u0131k y\u00fczde 3,9 art\u0131\u015fla 51 bin 519’a ula\u015f\u0131rken ikinci el sat\u0131\u015flar y\u00fczde 15,3 azalarak 90 bin 871 oldu. \u0130kinci el sat\u0131\u015flar\u0131n toplam i\u00e7indeki pay\u0131 y\u00fczde 63,8 ile ge\u00e7mi\u015f eyl\u00fcl aylar\u0131n\u0131n medyan\u0131n\u0131n 0,3 puan alt\u0131nda kald\u0131. \u0130potekli sat\u0131\u015flarda ilk el konutlar y\u00fczde 9,6, ikinci el konutlar ise y\u00fczde 3,7 art\u0131\u015f g\u00f6sterdi.<\/p>\n
\u0130potekli konut sat\u0131\u015flar\u0131 eyl\u00fclde y\u0131ll\u0131k y\u00fczde 5,1 artarak 23 bin 397’ye \u00e7\u0131kt\u0131. Bu sat\u0131\u015flar\u0131n toplam i\u00e7indeki pay\u0131 ge\u00e7en y\u0131l\u0131n ayn\u0131 ay\u0131ndaki y\u00fczde 14,2 seviyesinden y\u00fczde 16,4’e y\u00fckseldi. Ancak oran, ge\u00e7mi\u015f 13 eyl\u00fcl ay\u0131n\u0131n y\u00fczde 25,9 olan medyan\u0131n\u0131n 9,5 puan alt\u0131nda kald\u0131. Ge\u00e7mi\u015f eyl\u00fcl aylar\u0131nda ipotekli sat\u0131\u015flar\u0131n pay\u0131 y\u00fczde 8,1 ile y\u00fczde 39,2 aras\u0131nda de\u011fi\u015fti. Mart 2026’da y\u00fczde 22,9 ile son iki y\u0131l\u0131n zirvesine \u00e7\u0131kan ipotekli sat\u0131\u015flar\u0131n pay\u0131, son d\u00f6rt ayda \u00fcst \u00fcste geriledi.<\/p>\n
Ocak-eyl\u00fcl d\u00f6neminde toplam konut sat\u0131\u015flar\u0131 y\u0131ll\u0131k y\u00fczde 7,2 azalarak 1 milyon 92 bin 919’a indi. Ayn\u0131 d\u00f6nemde ilk el sat\u0131\u015flar y\u00fczde 0,6, ikinci el sat\u0131\u015flar y\u00fczde 10 geriledi. \u0130potekli sat\u0131\u015flar ise y\u00fczde 24,7 artt\u0131. \u0130potekli ilk el sat\u0131\u015flar y\u00fczde 23,3, ipotekli ikinci el sat\u0131\u015flar y\u00fczde 25,1 y\u00fckseldi. Son 12 ayl\u0131k toplam konut sat\u0131\u015f\u0131 1,68 milyon adede ula\u015ft\u0131.<\/p>\n
Yabanc\u0131lara yap\u0131lan konut sat\u0131\u015flar\u0131 eyl\u00fclde y\u0131ll\u0131k y\u00fczde 9,9 artarak 2 bin 167 oldu. Yabanc\u0131lara sat\u0131\u015flar\u0131n toplam konut sat\u0131\u015flar\u0131 i\u00e7indeki pay\u0131 y\u00fczde 1,52 olarak hesapland\u0131.<\/p>\n
Konut fiyat endeksi y\u0131ll\u0131k bazda y\u00fczde 22,3 artarken enflasyondan ar\u0131nd\u0131r\u0131ld\u0131\u011f\u0131nda y\u00fczde 5,7 geriledi. \u00dc\u00e7 b\u00fcy\u00fck ilde de reel fiyat kayb\u0131 g\u00f6r\u00fcld\u00fc. Reel d\u00fc\u015f\u00fc\u015f \u0130stanbul’da y\u00fczde 2,3 ile en s\u0131n\u0131rl\u0131, \u0130zmir’de y\u00fczde 6,8 ile en y\u00fcksek seviyede ger\u00e7ekle\u015fti. Ankara’da reel fiyat kayb\u0131 da ya\u015fan\u0131rken nominal y\u0131ll\u0131k fiyat art\u0131\u015flar\u0131 \u0130stanbul’da y\u00fczde 26,8, Ankara’da y\u00fczde 22,0 ve \u0130zmir’de y\u00fczde 21,0 oldu. Ayl\u0131k bazda en h\u0131zl\u0131 art\u0131\u015f y\u00fczde 2 ile \u0130stanbul’da kaydedildi.<\/p>\n
Kira endeksi y\u0131ll\u0131k y\u00fczde 26,6 artarken konut fiyat endeksi y\u00fczde 22,3 y\u00fckseldi. Reel bazda kira endeksi y\u00fczde 2,4, konut fiyat endeksi y\u00fczde 5,7 geriledi. Kiralar\u0131n konut fiyatlar\u0131ndan daha h\u0131zl\u0131 artmas\u0131yla amortisman s\u00fcreleri T\u00fcrkiye genelinde ve \u00fc\u00e7 b\u00fcy\u00fck ilde k\u0131sald\u0131. \u0130stanbul’da s\u00fcre 17,1 y\u0131ldan 15,9 y\u0131la, Ankara’da 16,3 y\u0131ldan 16,1 y\u0131la, \u0130zmir’de ise 16,4 y\u0131ldan 16,2 y\u0131la indi. \u0130stanbul’da y\u0131ll\u0131k kira art\u0131\u015f\u0131 y\u00fczde 35,5 ile en y\u00fcksek seviyede ger\u00e7ekle\u015fti. Amortisman s\u00fcresinin k\u0131salmas\u0131n\u0131n konut fiyatlar\u0131n\u0131n ucuzlad\u0131\u011f\u0131 anlam\u0131na gelmedi\u011fi, kira getirisinin y\u00fckseldi\u011fine i\u015faret etti\u011fi belirtildi.<\/p>\n
Konut kredilerinin a\u011f\u0131rl\u0131kl\u0131 ortalama faizi, 9 Ekim 2026 haftas\u0131nda y\u00fczde 41,66 olarak kaydedildi. Faiz bir \u00f6nceki haftaya g\u00f6re 21 baz puan gerilerken 6 Mart 2026 haftas\u0131nda g\u00f6r\u00fclen y\u00fczde 34,17’lik dip seviyesinden bu yana 7,49 puan y\u00fckseldi. Politika faizi y\u00fczde 37 seviyesinde, faiz koridoru ise y\u00fczde 35,5 ile y\u00fczde 40 aral\u0131\u011f\u0131nda bulunuyor. Konut kredisi faizi ile politika faizi aras\u0131ndaki fark 4,66 puan oldu.<\/p>\n
Konut kredisi stoku bir y\u0131lda y\u00fczde 34,1 b\u00fcy\u00fcyerek 844,7 milyar TL’ye ula\u015ft\u0131. Enflasyondan ar\u0131nd\u0131r\u0131ld\u0131\u011f\u0131nda kredi stokundaki art\u0131\u015f y\u00fczde 3,4 olarak ger\u00e7ekle\u015fti. Takipteki konut kredisi alacaklar\u0131 1,80 milyar TL oldu. Y\u0131ll\u0131k t\u00fcketici enflasyonunun y\u00fczde 29,7 oldu\u011fu d\u00f6nemde konut kredilerinin reel faizi y\u00fczde 9,2 olarak hesapland\u0131. Reel faizin pozitif kalmas\u0131n\u0131n krediyle konut al\u0131m\u0131n\u0131 pe\u015fin al\u0131ma k\u0131yasla daha maliyetli hale getirdi\u011fi belirtildi.<\/p>\n
Son Para Politikas\u0131 Kurulu karar\u0131 10 Eyl\u00fcl 2026’da a\u00e7\u0131klan\u0131rken politika faizi y\u00fczde 37 seviyesinde tutuldu. Di\u011fer kredi t\u00fcrlerinde faiz oranlar\u0131 ihtiya\u00e7 kredilerinde y\u00fczde 62,21, ta\u015f\u0131t kredilerinde y\u00fczde 39,77 ve ticari kredilerde y\u00fczde 53,02 oldu. Konut kredisi faizinin ihtiya\u00e7 kredisi faizinden 20,55 puan d\u00fc\u015f\u00fck oldu\u011fu kaydedildi.<\/p>\n
Ocak 2022’den itibaren 57 ayl\u0131k d\u00f6nemi kapsayan analizde, konut kredisi faizlerindeki y\u0131ll\u0131k de\u011fi\u015fim ile ipotekli sat\u0131\u015flar\u0131n y\u0131ll\u0131k de\u011fi\u015fimi kar\u015f\u0131la\u015ft\u0131r\u0131ld\u0131. Faizin y\u00fckseldi\u011fi 32 ay\u0131n 25’inde ipotekli sat\u0131\u015flar gerilerken faizin d\u00fc\u015ft\u00fc\u011f\u00fc 25 ay\u0131n 22’sinde sat\u0131\u015flar artt\u0131. Bu d\u00f6nemde faiz de\u011fi\u015fimi eksi 5,2 puan ile art\u0131 26,1 puan aras\u0131nda, ipotekli sat\u0131\u015flardaki y\u0131ll\u0131k de\u011fi\u015fim ise y\u00fczde 72,7 d\u00fc\u015f\u00fc\u015f ile y\u00fczde 302,1 art\u0131\u015f aras\u0131nda ger\u00e7ekle\u015fti. Toplam 57 ay\u0131n 47’sinde faiz ile ipotekli sat\u0131\u015flar\u0131n ters y\u00f6nde hareket etti\u011fi g\u00f6r\u00fcld\u00fc.<\/p>\n
Arz taraf\u0131nda yap\u0131 ruhsatlar\u0131n\u0131n 12 ayl\u0131k toplam\u0131 y\u00fczde 26,2 artt\u0131. Gayrimenkul yat\u0131r\u0131m ortakl\u0131klar\u0131 (GYO) sekt\u00f6r endeksi XGMYO ise y\u0131lba\u015f\u0131ndan bu yana y\u00fczde 13,9 geriledi. Ayn\u0131 d\u00f6nemde 11 GYO hissesinin 7’si y\u00fckseldi. RYGYO y\u00fczde 131,8 ile en y\u00fcksek getiriyi sa\u011flarken DAPGM y\u00fczde 75,9 ile en sert d\u00fc\u015f\u00fc\u015f\u00fc kaydetti. \u0130\u015flem hacmi en y\u00fcksek hisse olan EKGYO y\u0131lba\u015f\u0131ndan bu yana y\u00fczde 0,4 de\u011fer kaybetti.<\/p>\n
Son bir ayl\u0131k d\u00f6nemde 11 GYO hissesinin 8’i geriledi. XGMYO y\u00fczde 19,9, BIST 100 endeksi (XU100) ise y\u00fczde 13,1 d\u00fc\u015f\u00fc\u015f g\u00f6sterdi. XGMYO y\u0131lba\u015f\u0131ndan bu yana XU100’\u00fcn 21 puan, son 12 ayda ise 25,6 puan gerisinde kald\u0131. On iki ayl\u0131k d\u00f6nemde 11 hissenin 7’si de\u011fer kazand\u0131. \u0130\u015flem hacminde EKGYO 2 milyar 150,1 milyon TL, RGYAS 321,8 milyon TL ve PSGYO 245,5 milyon TL ile ilk \u00fc\u00e7 s\u0131rada yer ald\u0131.<\/p>\n
<\/strong> \u0130stanbul, 16 Ekim (Hibya) – Ahlatc\u0131 Yat\u0131r\u0131m\u0131n de\u011ferlendirmesine g\u00f6re, T\u00fcrkiye genelinde eyl\u00fcl ay\u0131nda 142 bin 390 konut sat\u0131ld\u0131. Sat\u0131\u015flar ayl\u0131k bazda y\u00fczde 11,8 artarken y\u0131ll\u0131k bazda y\u00fczde 9,3 azald\u0131. Konut fiyatlar\u0131 y\u0131ll\u0131k nominal olarak y\u00fczde 22,3 y\u00fckselirken enflasyondan ar\u0131nd\u0131r\u0131ld\u0131\u011f\u0131nda y\u00fczde 5,7 geriledi.<\/p>\n","protected":false},"author":1,"featured_media":168058,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow07ekDA:productID":"","footnotes":""},"categories":[1,9],"tags":[],"class_list":["post-168057","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","category-manset"],"_links":{"self":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/168057","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/comments?post=168057"}],"version-history":[{"count":0,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/168057\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/media\/168058"}],"wp:attachment":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/media?parent=168057"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/categories?post=168057"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/tags?post=168057"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\nEKONOM\u0130 GAZETES\u0130 <\/p>\n","protected":false},"excerpt":{"rendered":"