{"id":160862,"date":"2026-10-02T21:00:31","date_gmt":"2026-10-02T18:00:31","guid":{"rendered":"https:\/\/ekonomigundemi.com.tr\/index.php\/2026\/10\/02\/bddkdan-kredi-karti-ve-cep-telefonu-kredilerine-yeni-duzenleme"},"modified":"2026-10-02T21:00:31","modified_gmt":"2026-10-02T18:00:31","slug":"bddkdan-kredi-karti-ve-cep-telefonu-kredilerine-yeni-duzenleme","status":"publish","type":"post","link":"https:\/\/ekonomigundemi.com.tr\/index.php\/2026\/10\/02\/bddkdan-kredi-karti-ve-cep-telefonu-kredilerine-yeni-duzenleme\/","title":{"rendered":"BDDK&#8217;dan kredi kart\u0131 ve cep telefonu kredilerine yeni d\u00fczenleme"},"content":{"rendered":"<p class=\"isSelectedEnd\">BDDK, kredi kartlar\u0131 ve cep telefonu al\u0131mlar\u0131nda kullan\u0131lan t\u00fcketici kredilerine ili\u015fkin iki yeni karar ald\u0131.<\/p>\n<p class=\"isSelectedEnd\">Kredi kartlar\u0131nda asgari \u00f6deme tutar\u0131n\u0131n belirlenmesinde esas al\u0131nan 50 bin TL&#8217;lik limit s\u0131n\u0131r\u0131 100 bin TL&#8217;ye \u00e7\u0131kar\u0131ld\u0131. Buna g\u00f6re limiti 100 bin TL ve alt\u0131nda olan kredi kartlar\u0131nda asgari \u00f6deme oran\u0131 d\u00f6nem borcunun y\u00fczde 20&#8217;si, 100 bin TL&#8217;nin \u00fczerinde olan kartlarda ise y\u00fczde 40&#8217;\u0131 olarak uygulanacak.<\/p>\n<p class=\"isSelectedEnd\">Cep telefonu al\u0131mlar\u0131nda kullan\u0131lan t\u00fcketici kredilerinin vade s\u0131n\u0131rlar\u0131 da yeniden d\u00fczenlendi. Buna g\u00f6re 40 bin TL ve alt\u0131ndaki cep telefonlar\u0131 i\u00e7in t\u00fcketici kredilerinde 12 aya kadar vade uygulanabilecek. 40 bin TL&#8217;nin \u00fczerindeki cep telefonlar\u0131nda ise kredi vadesi 3 ayla s\u0131n\u0131rland\u0131r\u0131ld\u0131.<\/p>\n<p>Kredi kart\u0131yla ger\u00e7ekle\u015ftirilen cep telefonu al\u0131mlar\u0131nda ise yenilenmi\u015f \u00fcr\u00fcn niteli\u011findeki cep telefonlar\u0131nda 12 aya kadar taksit uygulamas\u0131 devam ederken, di\u011fer cep telefonu al\u0131mlar\u0131nda taksit uygulanm\u0131yor.<\/p>\n<p> <strong><\/strong><br \/>\nEKONOM\u0130 GAZETES\u0130 <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurulu (BDDK), kredi kartlar\u0131nda asgari \u00f6deme oran\u0131n\u0131n belirlendi\u011fi limit s\u0131n\u0131r\u0131n\u0131 100 bin TL&#8217;ye y\u00fckseltirken, cep telefonu al\u0131mlar\u0131nda kullan\u0131lan t\u00fcketici kredilerinin vade s\u0131n\u0131rlar\u0131n\u0131 da yeniden belirledi.<\/p>\n","protected":false},"author":1,"featured_media":160863,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow07ekDA:productID":"","footnotes":""},"categories":[4,9],"tags":[],"class_list":["post-160862","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-dunya","category-manset"],"_links":{"self":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/160862","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/comments?post=160862"}],"version-history":[{"count":0,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/160862\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/media\/160863"}],"wp:attachment":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/media?parent=160862"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/categories?post=160862"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/tags?post=160862"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}