BMD Ara\u015ft\u0131rma taraf\u0131ndan yay\u0131mlanan analizde, bankalar\u0131n TL mevduat i\u00e7in uygulad\u0131\u011f\u0131 faiz oran\u0131n\u0131n 25 Eyl\u00fcl haftas\u0131nda bir \u00f6nceki haftaya g\u00f6re 21 baz puan azalarak y\u00fczde 43,35 oldu\u011fu belirtildi.<\/p>\n
Analize g\u00f6re ayn\u0131 haftada dolar mevduat faizi 2 baz puan d\u00fc\u015f\u00fc\u015fle y\u00fczde 2,73, Euro mevduat faizi ise 16 baz puan azal\u0131\u015fla y\u00fczde 1,39 oldu.<\/p>\n
TL bazl\u0131 ticari kredi faiz oran\u0131n\u0131n 57 baz puan azalarak y\u00fczde 52,28\u2019e geriledi\u011fi kaydedilen analizde, TL bazl\u0131 konut kredi faizinin 14 baz puan d\u00fc\u015f\u00fc\u015fle y\u00fczde 41,82, ta\u015f\u0131t kredi faizinin 217 baz puan art\u0131\u015fla y\u00fczde 47,71 ve ihtiya\u00e7 kredi faizinin 30 baz puan azal\u0131\u015fla y\u00fczde 62,73 oldu\u011fu aktar\u0131ld\u0131.<\/p>\n
Dolar bazl\u0131 ticari kredi faiz oran\u0131n\u0131n 48 baz puan art\u0131\u015fla y\u00fczde 8,41\u2019e y\u00fckseldi\u011fi, Euro bazl\u0131 ticari kredi faiz oran\u0131n\u0131n ise 3 baz puan azal\u0131\u015fla y\u00fczde 6,96 oldu\u011fu belirtildi.<\/p>\n
Ticari kredilere uygulanan mevduat spreadinin TL i\u00e7in y\u00fczde 8,93 oldu\u011fu kaydedilen analizde, dolar ve Euro i\u00e7in bu oranlar\u0131n s\u0131ras\u0131yla y\u00fczde 5,68 ve y\u00fczde 5,57 seviyesinde bulundu\u011fu ifade edildi. TL ticari kredilerdeki mevduat spreadinin dolar ve Euro kredilere uygulanan spreadin \u00fczerinde kalmaya devam etti\u011fi belirtildi.<\/p>\n
Analizde, T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131n\u0131n 2021 y\u0131l\u0131nda politika faizini 500 baz puan indirerek y\u00fczde 14 seviyesine \u00e7ekti\u011fi, buna kar\u015f\u0131n ticari kredi faizlerinde zirve seviyelerin g\u00f6r\u00fcld\u00fc\u011f\u00fc aktar\u0131ld\u0131.<\/p>\n
TCMB\u2019nin 2022 y\u0131l\u0131n\u0131n ilk 7 toplant\u0131s\u0131nda politika faizini y\u00fczde 14 seviyesinde sabit tuttu\u011fu, sonraki 4 toplant\u0131da toplam 500 baz puan indirim yaparak politika faizini y\u00fczde 9\u2019a \u00e7ekti\u011fi belirtildi. 23 \u015eubat 2023\u2019te ise 50 baz puan indirimle politika faizinin y\u00fczde 8,5 seviyesine indirildi\u011fi kaydedildi.<\/p>\n
2023 y\u0131l\u0131nda se\u00e7im sonras\u0131 ekonomi y\u00f6netiminin de\u011fi\u015fmesiyle TCMB\u2019nin haziran ay\u0131ndan itibaren politika faizini toplam 3 bin 400 baz puan art\u0131rarak y\u00fczde 42,50 seviyesine y\u00fckseltti\u011fi ve ticari kredi faizlerinde yeni rekor seviyelerin g\u00f6r\u00fclmeye ba\u015fland\u0131\u011f\u0131 ifade edildi.<\/p>\n
TCMB\u2019nin 2024 y\u0131l\u0131nda 750 baz puanl\u0131k art\u0131\u015fla politika faizini y\u00fczde 50 seviyesine \u00e7\u0131kard\u0131\u011f\u0131, y\u0131l\u0131n son toplant\u0131s\u0131nda ise 250 baz puan indirerek y\u0131l\u0131 y\u00fczde 47,50 seviyesinde tamamlad\u0131\u011f\u0131 aktar\u0131ld\u0131.<\/p>\n
2025 y\u0131l\u0131n\u0131n ilk iki toplant\u0131s\u0131nda 250\u2019\u015fer baz puanl\u0131k indirimlerle politika faizinin y\u00fczde 42,50\u2019ye \u00e7ekildi\u011fi belirtilen analizde, 17 Nisan\u2019da 350 baz puan art\u0131r\u0131larak y\u00fczde 46\u2019ya \u00e7\u0131kar\u0131ld\u0131\u011f\u0131 ve 19 Haziran\u2019da bu seviyenin korundu\u011fu kaydedildi. Temmuz ay\u0131ndan itibaren ger\u00e7ekle\u015ftirilen 4 toplant\u0131da toplam 800 baz puan indirim yap\u0131larak politika faizinin y\u00fczde 38 seviyesinde y\u0131l\u0131 tamamlad\u0131\u011f\u0131 belirtildi.<\/p>\n
TCMB\u2019nin 2026 y\u0131l\u0131n\u0131n ilk toplant\u0131s\u0131nda politika faizini 100 baz puan indirerek y\u00fczde 37\u2019ye \u00e7ekti\u011fi ifade edilen analizde, 12 Mart, 22 Nisan, 11 Haziran, 23 Temmuz ve 10 Eyl\u00fcl tarihlerindeki toplant\u0131larda politika faizinin y\u00fczde 37 seviyesinde sabit tutuldu\u011fu aktar\u0131ld\u0131.<\/p>\n
<\/strong> \u0130stanbul, 2 Ekim (Hibya)- BMD Ara\u015ft\u0131rma analizine g\u00f6re, bankalar\u0131n TL mevduat i\u00e7in uygulad\u0131\u011f\u0131 faiz oran\u0131 25 Eyl\u00fcl haftas\u0131nda 21 baz puan azalarak y\u00fczde 43,35\u2019e geriledi. Ayn\u0131 haftada TL ticari kredi faizleri de 57 baz puan d\u00fc\u015f\u00fc\u015fle y\u00fczde 52,28 oldu.<\/p>\n","protected":false},"author":1,"featured_media":160589,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow07ekDA:productID":"","footnotes":""},"categories":[4,1,9],"tags":[],"class_list":["post-160588","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-dunya","category-ekonomi","category-manset"],"_links":{"self":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/160588","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/comments?post=160588"}],"version-history":[{"count":0,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/160588\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/media\/160589"}],"wp:attachment":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/media?parent=160588"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/categories?post=160588"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/tags?post=160588"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\nEKONOM\u0130 GAZETES\u0130 <\/p>\n","protected":false},"excerpt":{"rendered":"