{"id":153335,"date":"2026-09-21T10:30:06","date_gmt":"2026-09-21T07:30:06","guid":{"rendered":"https:\/\/ekonomigundemi.com.tr\/index.php\/2026\/09\/21\/tl-mevduat-faizi-11-eylul-haftasinda-yuzde-4390a-geriledi"},"modified":"2026-09-21T10:30:06","modified_gmt":"2026-09-21T07:30:06","slug":"tl-mevduat-faizi-11-eylul-haftasinda-yuzde-4390a-geriledi","status":"publish","type":"post","link":"https:\/\/ekonomigundemi.com.tr\/index.php\/2026\/09\/21\/tl-mevduat-faizi-11-eylul-haftasinda-yuzde-4390a-geriledi\/","title":{"rendered":"TL mevduat faizi 11 Eyl\u00fcl haftas\u0131nda y\u00fczde 43,90\u2019a geriledi"},"content":{"rendered":"

Bizim Menkul De\u011ferler\u2019in yay\u0131mlad\u0131\u011f\u0131 de\u011ferlendirmeye g\u00f6re, bankalar\u0131n TL mevduat i\u00e7in uygulad\u0131\u011f\u0131 faiz oran\u0131 11 Eyl\u00fcl haftas\u0131nda \u00f6nceki haftaya k\u0131yasla 47 baz puan azalarak y\u00fczde 43,90 oldu. Dolar mevduat faizi 8 baz puan d\u00fc\u015f\u00fc\u015fle y\u00fczde 2,72\u2019ye gerilerken, Euro mevduat faizi 7 baz puan art\u0131\u015fla y\u00fczde 1,52\u2019ye y\u00fckseldi.<\/p>\n

Ayn\u0131 haftada TL bazl\u0131 ticari kredi faizinin 36 baz puan azal\u0131\u015fla y\u00fczde 53,64 oldu\u011fu belirtilirken, konut kredi faizinin y\u00fczde 41,93, ta\u015f\u0131t kredi faizinin y\u00fczde 40,53 ve ihtiya\u00e7 kredi faizinin y\u00fczde 64,14 olarak ger\u00e7ekle\u015fti\u011fi aktar\u0131ld\u0131. Dolar bazl\u0131 ticari kredi faizi y\u00fczde 8,05\u2019e gerilerken, Euro bazl\u0131 ticari kredi faizi y\u00fczde 6,77\u2019ye y\u00fckseldi.<\/p>\n

De\u011ferlendirmede, ticari kredilere uygulanan mevduat spreadinin TL i\u00e7in y\u00fczde 9,74, dolar i\u00e7in y\u00fczde 5,33 ve Euro i\u00e7in y\u00fczde 5,25 oldu\u011fu ifade edildi. TL ticari kredilerdeki spreadin dolar ve Euro kredilere uygulanan spreadin \u00fczerinde kalmaya devam etti\u011fi belirtildi.Bizim Menkul De\u011ferler, T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131\u2019n\u0131n (TCMB) 2021\u2019den itibaren politika faizinde yapt\u0131\u011f\u0131 de\u011fi\u015fimlere de yer verdi. De\u011ferlendirmede, 2023 y\u0131l\u0131nda ekonomi y\u00f6netimindeki de\u011fi\u015fimin ard\u0131ndan politika faizinin haziran ay\u0131ndan itibaren toplam 3.400 baz puan art\u0131r\u0131larak y\u00fczde 42,50\u2019ye \u00e7\u0131kar\u0131ld\u0131\u011f\u0131, 2024 y\u0131l\u0131nda ise y\u00fczde 50 seviyesine y\u00fckseltildi\u011fi aktar\u0131ld\u0131.<\/p>\n

TCMB\u2019nin 2024 y\u0131l\u0131 sonunda faiz indirimlerine ba\u015flad\u0131\u011f\u0131, 2025\u2019in ilk iki toplant\u0131s\u0131nda 250\u2019\u015fer baz puanl\u0131k indirimle politika faizini y\u00fczde 42,50\u2019ye \u00e7ekti\u011fi ve 17 Nisan\u2019da 350 baz puan art\u0131rarak y\u00fczde 46\u2019ya y\u00fckseltti\u011fi ifade edildi. De\u011ferlendirmede, Temmuz 2025\u2019ten itibaren d\u00f6rt toplant\u0131da toplam 800 baz puanl\u0131k indirim yap\u0131larak politika faizinin y\u00fczde 38 seviyesine \u00e7ekildi\u011fi belirtildi.<\/p>\n

2026 y\u0131l\u0131nda ise TCMB\u2019nin ilk toplant\u0131s\u0131nda 100 baz puanl\u0131k indirimle politika faizini y\u00fczde 37\u2019ye \u00e7ekti\u011fi, 12 Mart, 22 Nisan, 11 Haziran, 23 Temmuz ve 10 Eyl\u00fcl tarihli toplant\u0131larda ise faiz oran\u0131n\u0131 y\u00fczde 37 seviyesinde sabit tuttu\u011fu aktar\u0131ld\u0131.<\/p>\n

<\/strong>
\nEKONOM\u0130 GAZETES\u0130 <\/p>\n","protected":false},"excerpt":{"rendered":"

\u0130stanbul, 21 Eyl\u00fcl (Hibya) – Bizim Menkul De\u011ferler taraf\u0131ndan yay\u0131mlanan de\u011ferlendirmede, TL mevduat faizinin 11 Eyl\u00fcl haftas\u0131nda 47 baz puan azalarak y\u00fczde 43,90 seviyesine geriledi\u011fi aktar\u0131ld\u0131.<\/p>\n","protected":false},"author":1,"featured_media":153336,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow07ekDA:productID":"","footnotes":""},"categories":[1,9],"tags":[],"class_list":["post-153335","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","category-manset"],"_links":{"self":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/153335","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/comments?post=153335"}],"version-history":[{"count":0,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/153335\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/media\/153336"}],"wp:attachment":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/media?parent=153335"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/categories?post=153335"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/tags?post=153335"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}