{"id":14185,"date":"2025-12-02T01:15:02","date_gmt":"2025-12-01T22:15:02","guid":{"rendered":"https:\/\/ekonomigundemi.com.tr\/index.php\/2025\/12\/02\/tcmbden-zorunlu-karsilik-uygulamasinda-degisiklik"},"modified":"2025-12-02T01:15:02","modified_gmt":"2025-12-01T22:15:02","slug":"tcmbden-zorunlu-karsilik-uygulamasinda-degisiklik","status":"publish","type":"post","link":"https:\/\/ekonomigundemi.com.tr\/index.php\/2025\/12\/02\/tcmbden-zorunlu-karsilik-uygulamasinda-degisiklik\/","title":{"rendered":"TCMB&#8217;den zorunlu kar\u015f\u0131l\u0131k uygulamas\u0131nda de\u011fi\u015fiklik"},"content":{"rendered":"<p>T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131, zorunlu kar\u015f\u0131l\u0131k d\u00fczenlemesinde makroihtiyati \u00e7er\u00e7evede sadele\u015ftirme ad\u0131mlar\u0131 do\u011frultusunda zorunlu kar\u015f\u0131l\u0131k uygulamas\u0131nda de\u011fi\u015fiklik yapt\u0131\u011f\u0131n\u0131 a\u00e7\u0131klad\u0131. Buna g\u00f6re;\u00a0bankalar\u0131n ve finansman \u015firketlerinin yurt d\u0131\u015f\u0131ndan do\u011frudan temin etti\u011fi 1 y\u0131ldan uzun vadeli yabanc\u0131 para (YP) y\u00fck\u00fcml\u00fcl\u00fcklerdeki art\u0131\u015f tutar\u0131na y\u0131l sonuna kadar y\u00fczde s\u0131f\u0131r oran\u0131nda zorunlu kar\u015f\u0131l\u0131k uygulanmas\u0131na ili\u015fkin ge\u00e7ici uygulaman\u0131n s\u00fcresi uzat\u0131lmayacak.\u00a0<\/p>\n<p>D\u00f6viz mevduat\/kat\u0131l\u0131m fonunda vadesiz ve 1 aya kadar vadeli oran y\u00fczde 32&#039;den y\u00fczde 30&#039;a d\u00fc\u015f\u00fcr\u00fcl\u00fcrken daha uzun vadeli d\u00f6viz mevduat\/kat\u0131l\u0131m fonunda y\u00fczde 22-28 olan oran y\u00fczde 26 olarak de\u011fi\u015ftirildi.<\/p>\n<p>K\u0131ymetli maden depo hesaplar\u0131nda vadesiz ve 1 aya kadar vadeli oran y\u00fczde 28&#039;den y\u00fczde 30&#039;a y\u00fckselirken daha uzun vadeli k\u0131ymetli maden depo hesaplar\u0131nda y\u00fczde 24-28 olan oran y\u00fczde 26 olarak art\u0131r\u0131ld\u0131.<\/p>\n<p>Yabanc\u0131 para y\u00fck\u00fcml\u00fcl\u00fcklerde 1 y\u0131la kadar vadeli oran y\u00fczde 21&#039;de sabit b\u0131rak\u0131l\u0131rken, 2 y\u0131la kadar y\u00fczde 16&#039;dan y\u00fczde 10&#039;a, 3 y\u0131la kadar y\u00fczde 11&#039;den y\u00fczde 8&#039;e 5 y\u0131la kadar y\u00fczde 7&#039;den y\u00fczde 3&#039;e, 5 y\u0131ldan uzun vadelilerde y\u00fczde 5&#039;ten y\u00fczde 0&#039;a indirildi.<\/p>\n<p>Ayr\u0131ca, yeni oranlar \u00fczerinden tesis i\u015flemi 16 Ocak 2026 tarihine kadar uzat\u0131ld\u0131.<\/p>\n<p> <strong><\/strong><br \/>\nSANAY\u0130 HABER AJANSI <\/p>\n","protected":false},"excerpt":{"rendered":"<p>T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB), zorunlu kar\u015f\u0131l\u0131k d\u00fczenlemesinde de\u011fi\u015fiklik yapt\u0131. <\/p>\n","protected":false},"author":1,"featured_media":14186,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow07ekDA:productID":"","footnotes":""},"categories":[12,4,1],"tags":[],"class_list":["post-14185","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-spor","category-dunya","category-ekonomi"],"_links":{"self":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/14185","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/comments?post=14185"}],"version-history":[{"count":0,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/14185\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/media\/14186"}],"wp:attachment":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/media?parent=14185"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/categories?post=14185"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/tags?post=14185"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}