A1 Capital\u2019in Haftal\u0131k B\u00fclteni\u2019nde, Haziran-Temmuz 2026 d\u00f6neminde hanehalk\u0131n\u0131n yat\u0131r\u0131m tercihlerindeki de\u011fi\u015fim de\u011ferlendirildi.\u00a0<\/p>\n
T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131\u2019n\u0131n (TCMB) Hanehalk\u0131 Beklenti Anketi verilerine dayanan de\u011ferlendirmede, yat\u0131r\u0131m tercihlerinde risk i\u015ftah\u0131ndan ziyade portf\u00f6y rotasyonunun \u00f6ne \u00e7\u0131kt\u0131\u011f\u0131 belirtildi.<\/p>\n
A1 Capital\u2019in de\u011ferlendirmesine g\u00f6re, haziran ay\u0131nda hanehalk\u0131n\u0131n yat\u0131r\u0131m tercihlerinde alt\u0131n y\u00fczde 44,3 ile ilk s\u0131rada yer ald\u0131. Temmuz ay\u0131nda ise alt\u0131n\u0131n tercih edilme oran\u0131 y\u00fczde 40,3\u2019e geriledi.<\/p>\n
Buna kar\u015f\u0131l\u0131k ev, d\u00fckk\u00e2n ve arsa gibi gayrimenkul yat\u0131r\u0131mlar\u0131n\u0131n tercih edilme oran\u0131 hazirandaki y\u00fczde 37,1 seviyesinden temmuz ay\u0131nda y\u00fczde 38,5\u2019e y\u00fckseldi.<\/p>\n
B\u00f6ylece haziran ay\u0131nda alt\u0131n ile gayrimenkul aras\u0131ndaki 7,2 puanl\u0131k fark, temmuz ay\u0131nda 1,8 puana kadar geriledi.<\/p>\n
A1 Capital, bu geli\u015fmenin hanehalk\u0131n\u0131n risk i\u015ftah\u0131n\u0131n artt\u0131\u011f\u0131 \u015feklinde yorumlanmamas\u0131 gerekti\u011fine dikkat \u00e7ekti. De\u011ferlendirmeye g\u00f6re, korumac\u0131 yat\u0131r\u0131m davran\u0131\u015f\u0131 devam ederken yaln\u0131zca korunma arac\u0131n\u0131n kompozisyonu de\u011fi\u015fiyor. Alt\u0131ndan \u00e7\u0131kan tercihin a\u011f\u0131rl\u0131kl\u0131 olarak hisse senedi veya yat\u0131r\u0131m fonlar\u0131na de\u011fil, gayrimenkule y\u00f6neldi\u011fi belirtildi.<\/p>\n
Hanehalk\u0131n\u0131n vadeli mevduat tercihi de haziran ay\u0131ndaki y\u00fczde 5,5 seviyesinden temmuz ay\u0131nda y\u00fczde 6,8\u2019e y\u00fckseldi. B\u00f6ylece iki ay i\u00e7erisinde 1,3 puanl\u0131k art\u0131\u015f kaydedildi.<\/p>\n
A1 Capital, s\u00f6z konusu art\u0131\u015f\u0131n y\u00fcksek TL faizlerinin hanehalk\u0131 davran\u0131\u015f\u0131nda kar\u015f\u0131l\u0131k bulmaya ba\u015flad\u0131\u011f\u0131na i\u015faret etti\u011fini belirtti. Vadeli mevduat tercihinin ocak ay\u0131nda yaln\u0131zca y\u00fczde 3,3 seviyesinde oldu\u011fu hat\u0131rlat\u0131ld\u0131.<\/p>\n
D\u00f6viz tercihinde de s\u0131n\u0131rl\u0131 bir y\u00fckseli\u015f g\u00f6r\u00fcld\u00fc. Haziran ay\u0131nda y\u00fczde 2,5 olan d\u00f6viz tercihi temmuz ay\u0131nda y\u00fczde 3,5\u2019e \u00e7\u0131kt\u0131. D\u00f6vize dayal\u0131 yat\u0131r\u0131m fonlar\u0131n\u0131n tercih edilme oran\u0131 da y\u00fczde 1,3\u2019ten y\u00fczde 1,4\u2019e y\u00fckseldi.<\/p>\n
A1 Capital de\u011ferlendirmesinde, 12 ay sonras\u0131 dolar\/TL beklentisinin temmuz ay\u0131nda 52,98 TL\u2019ye y\u00fckselmesine de dikkat \u00e7ekildi.<\/p>\n
Rapora g\u00f6re, d\u00f6viz tercihindeki s\u0131n\u0131rl\u0131 art\u0131\u015f\u0131n \u00f6n\u00fcm\u00fczdeki d\u00f6nemde yak\u0131ndan takip edilmesi gerekiyor. D\u00f6vizdeki hareketin yan\u0131 s\u0131ra hanehalk\u0131n\u0131n yat\u0131r\u0131m tercihleri, TL varl\u0131klara y\u00f6nelimin g\u00fc\u00e7lenip g\u00fc\u00e7lenmedi\u011fi a\u00e7\u0131s\u0131ndan \u00f6nem ta\u015f\u0131yor.<\/p>\n
Hanehalk\u0131n\u0131n borsa tercihi ise haziran ay\u0131nda y\u00fczde 2,8 iken temmuz ay\u0131nda y\u00fczde 2,7\u2019ye geriledi.<\/p>\n
A1 Capital, alt\u0131n tercihindeki d\u00fc\u015f\u00fc\u015fe kar\u015f\u0131n hisse senedi ve yat\u0131r\u0131m fonlar\u0131nda belirgin bir art\u0131\u015f g\u00f6r\u00fclmemesinin \u00f6nemli oldu\u011funa i\u015faret etti. De\u011ferlendirmeye g\u00f6re, ger\u00e7ek anlamda finansal normalle\u015fme ve sermaye piyasalar\u0131na y\u00f6nelim ya\u015fanmas\u0131 halinde alt\u0131ndaki gerilemeyle birlikte hisse senedi ve yat\u0131r\u0131m fonlar\u0131nda daha belirgin bir art\u0131\u015f g\u00f6r\u00fclmesi beklenebilirdi.<\/p>\n
Bu nedenle son iki ayl\u0131k g\u00f6r\u00fcn\u00fcm\u00fcn, finansal varl\u0131klara y\u00f6nelik g\u00fc\u00e7l\u00fc bir ge\u00e7i\u015ften ziyade bir reel varl\u0131ktan ba\u015fka bir reel varl\u0131\u011fa do\u011fru ger\u00e7ekle\u015fen rotasyona i\u015faret etti\u011fi de\u011ferlendirildi.<\/p>\n
A1 Capital, temmuz itibar\u0131yla hanehalk\u0131n\u0131n yat\u0131r\u0131m tercihlerini alt\u0131n y\u00fczde 40,3, gayrimenkul y\u00fczde 38,5, vadeli mevduat y\u00fczde 6,8, d\u00f6viz y\u00fczde 3,5 ve borsa y\u00fczde 2,7 \u015feklinde s\u0131ralad\u0131.<\/p>\n
Buna g\u00f6re alt\u0131n h\u00e2l\u00e2 hanehalk\u0131n\u0131n en fazla tercih etti\u011fi yat\u0131r\u0131m arac\u0131 olmay\u0131 s\u00fcrd\u00fcr\u00fcrken, gayrimenkul ile aras\u0131ndaki fark olduk\u00e7a darald\u0131.<\/p>\n
A1 Capital\u2019in de\u011ferlendirmesinde, a\u011fustos ay\u0131 verilerinde \u00f6zellikle gayrimenkul tercihinin takip edilmesi gerekti\u011fi belirtildi. Gayrimenkul\u00fcn alt\u0131n\u0131 ge\u00e7mesi halinde, 2026 y\u0131l\u0131nda hanehalk\u0131n\u0131n bir numaral\u0131 yat\u0131r\u0131m tercihinde \u00f6nemli bir de\u011fi\u015fim ya\u015fand\u0131\u011f\u0131n\u0131n s\u00f6ylenebilece\u011fi ifade edildi.<\/p>\n
Hanehalk\u0131n\u0131n 12 ay sonras\u0131 enflasyon beklentisi temmuz ay\u0131nda y\u00fczde 44,94\u2019e geriledi.<\/p>\n
A1 Capital, enflasyon beklentilerindeki bu iyile\u015fmeye ra\u011fmen alt\u0131ndan \u00e7\u0131kan tercihin a\u011f\u0131rl\u0131kl\u0131 olarak TL finansal varl\u0131klara de\u011fil gayrimenkule y\u00f6nelmesinin, beklentilerdeki iyile\u015fmenin hen\u00fcz tam anlam\u0131yla TL varl\u0131klara y\u00f6nelim \u015feklinde bir yat\u0131r\u0131m davran\u0131\u015f\u0131na d\u00f6n\u00fc\u015fmedi\u011fini g\u00f6sterdi\u011fini de\u011ferlendirdi.<\/p>\n
Rapora g\u00f6re, son iki ay\u0131n genel g\u00f6r\u00fcn\u00fcm\u00fcnde alt\u0131n h\u00e2l\u00e2 ilk s\u0131rada bulunurken gayrimenkul h\u0131zla yakla\u015fm\u0131\u015f durumda. Mevduat\u0131n pay\u0131 artarken d\u00f6viz tercihinde s\u0131n\u0131rl\u0131 bir y\u00fckseli\u015f g\u00f6r\u00fcld\u00fc. Borsa ise bu de\u011fi\u015fimin d\u0131\u015f\u0131nda kald\u0131.<\/p>\n
A1 Capital, s\u00f6z konusu g\u00f6r\u00fcn\u00fcm\u00fcn T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 a\u00e7\u0131s\u0131ndan \u00f6nemli mesajlar i\u00e7erdi\u011fine dikkat \u00e7ekerek, enflasyon beklentilerindeki iyile\u015fmenin hanehalk\u0131n\u0131n yat\u0131r\u0131m davran\u0131\u015flar\u0131nda hen\u00fcz tam anlam\u0131yla TL\u2019le\u015fmeye d\u00f6n\u00fc\u015fmedi\u011fi de\u011ferlendirmesinde bulundu.<\/p>\n
<\/strong> \u0130stanbul, 31 A\u011fustos (Hibya) \u2013 A1 Capital\u2019in Haftal\u0131k B\u00fclteni\u2019nde, Haziran-Temmuz 2026 d\u00f6neminde hanehalk\u0131n\u0131n yat\u0131r\u0131m tercihlerindeki de\u011fi\u015fim de\u011ferlendirildi.\u00a0<\/p>\n","protected":false},"author":1,"featured_media":141084,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow07ekDA:productID":"","footnotes":""},"categories":[4,1,9],"tags":[],"class_list":["post-141083","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-dunya","category-ekonomi","category-manset"],"_links":{"self":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/141083","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/comments?post=141083"}],"version-history":[{"count":0,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/141083\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/media\/141084"}],"wp:attachment":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/media?parent=141083"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/categories?post=141083"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/tags?post=141083"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\nEKONOM\u0130 GAZETES\u0130 <\/p>\n","protected":false},"excerpt":{"rendered":"