27 A\u011fustos 2026 tarihli ve 33353 say\u0131l\u0131 Resm\u00ee Gazete\u2019de yay\u0131mlanan 11648 say\u0131l\u0131 Cumhurba\u015fkan\u0131 Karar\u0131 ile T\u00fcrkiye Halk Bankas\u0131 Anonim \u015eirketince esnaf ve sanatk\u00e2rlara Hazine faiz destekli yat\u0131r\u0131m ve i\u015fletme kredisi kulland\u0131r\u0131lmas\u0131na ili\u015fkin kararda de\u011fi\u015fiklik yap\u0131ld\u0131.<\/p>\n
D\u00fczenlemeyle vergi veya sosyal g\u00fcvenlik prim borcu nedeniyle mevcut bor\u00e7suzluk \u015fart\u0131n\u0131 sa\u011flayamayan esnaf ve sanatk\u00e2rlar\u0131n, farkl\u0131la\u015ft\u0131r\u0131lm\u0131\u015f Hazine faiz indirim oranlar\u0131 uygulanarak destekli kredi kullanabilmelerinin \u00f6n\u00fc a\u00e7\u0131ld\u0131.<\/p>\n
D\u00fczenleme \u00f6ncesinde vergi veya sosyal g\u00fcvenlik prim borcu bulunan ve bor\u00e7lar\u0131n\u0131 yap\u0131land\u0131rmayan ya da taksitlendirmeyen baz\u0131 esnaf ve sanatk\u00e2rlar, bor\u00e7suzluk \u015fart\u0131n\u0131 kar\u015f\u0131layamad\u0131klar\u0131 i\u00e7in Hazine faiz destekli kredi imk\u00e2n\u0131ndan yararlanam\u0131yordu.<\/p>\n
Yeni d\u00fczenlemeyle vergi veya sosyal g\u00fcvenlik prim borcu nedeniyle genel kredi kullan\u0131m \u015fartlar\u0131n\u0131 sa\u011flayamayan esnaf ve sanatk\u00e2rlar\u0131n kullanaca\u011f\u0131 kredilerde uygulanacak Hazine faiz indirim oranlar\u0131 yeniden belirlendi.<\/p>\n
Buna g\u00f6re genel yat\u0131r\u0131m ve i\u015fletme kredilerinde y\u00fczde 50 olan faiz indirim oran\u0131 y\u00fczde 40 olarak uygulanacak. Mevcut cari faiz oranlar\u0131 esas al\u0131nd\u0131\u011f\u0131nda y\u0131ll\u0131k finansman maliyeti y\u00fczde 24 olacak.<\/p>\n
Kaybolmaya y\u00fcz tutan meslekler, usta giri\u015fimci ve gen\u00e7 giri\u015fimciler i\u00e7in y\u00fczde 100 olan faiz indirim oran\u0131 y\u00fczde 80 olarak uygulanacak. Bu kapsamda mevcut cari faiz oranlar\u0131 esas al\u0131nd\u0131\u011f\u0131nda y\u0131ll\u0131k finansman maliyeti y\u00fczde 8 olarak hesaplanacak.<\/p>\n
Onayl\u0131 Proje ve Teknik Destek Program\u0131 kat\u0131l\u0131mc\u0131lar\u0131 i\u00e7in ise y\u00fczde 60 olan faiz indirim oran\u0131 y\u00fczde 48 olarak uygulanacak. Mevcut cari faiz oranlar\u0131 esas al\u0131nd\u0131\u011f\u0131nda y\u0131ll\u0131k finansman maliyeti y\u00fczde 20,8 olacak.<\/p>\n
B\u00f6ylece vergi veya sosyal g\u00fcvenlik prim borcu bulunan esnaf ve sanatk\u00e2rlar\u0131n bor\u00e7 durumlar\u0131 nedeniyle Hazine faiz destekli kredi sisteminin tamamen d\u0131\u015f\u0131nda kalmas\u0131n\u0131n \u00f6n\u00fcne ge\u00e7ilmesi ve belirlenen yeni oranlar \u00fczerinden destekli kredi kullanabilmeleri ama\u00e7lan\u0131yor.<\/p>\n
D\u00fczenlemeyle ayr\u0131ca esnaf ve sanatk\u00e2rlar\u0131n finansmana eri\u015fiminin s\u00fcrd\u00fcr\u00fclmesiyle kamuya olan vergi ve sosyal g\u00fcvenlik prim bor\u00e7lar\u0131n\u0131n \u00f6denmesinin birlikte desteklenmesine y\u00f6nelik yeni bir mekanizma olu\u015fturuldu.<\/p>\n
<\/strong> Ticaret Bakanl\u0131\u011f\u0131, vergi veya sosyal g\u00fcvenlik prim borcu bulunan esnaf ve sanatk\u00e2rlar\u0131n belirli \u015fartlar \u00e7er\u00e7evesinde Hazine faiz destekli yat\u0131r\u0131m ve i\u015fletme kredilerinden yararlanabilmesine imk\u00e2n sa\u011fland\u0131\u011f\u0131n\u0131 bildirdi.<\/p>\n","protected":false},"author":1,"featured_media":139929,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow07ekDA:productID":"","footnotes":""},"categories":[4],"tags":[],"class_list":["post-139928","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-dunya"],"_links":{"self":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/139928","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/comments?post=139928"}],"version-history":[{"count":0,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/139928\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/media\/139929"}],"wp:attachment":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/media?parent=139928"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/categories?post=139928"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/tags?post=139928"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\nEKONOM\u0130 GAZETES\u0130 <\/p>\n","protected":false},"excerpt":{"rendered":"