Pusula Yat\u0131r\u0131m taraf\u0131ndan yay\u0131mlanan T\u00fcrkiye Sigorta\u2019n\u0131n (TURSG) 2026 y\u0131l\u0131 ikinci \u00e7eyrek finansal de\u011ferlendirme raporunda, \u015firketin faaliyetlerinden elde etti\u011fi s\u00fcrd\u00fcr\u00fclebilir k\u00e2rl\u0131l\u0131\u011f\u0131n \u00f6ne \u00e7\u0131kt\u0131\u011f\u0131 ifade edildi.<\/p>\n
Raporda, T\u00fcrkiye Sigorta\u2019n\u0131n 2026 y\u0131l\u0131n\u0131n ikinci \u00e7eyre\u011finde piyasan\u0131n 6,46 milyar TL seviyesindeki net k\u00e2r beklentisini a\u015farak, kurum tahminine paralel \u015fekilde 7,02 milyar TL net k\u00e2r a\u00e7\u0131klad\u0131\u011f\u0131 aktar\u0131ld\u0131. Bu finansal sonu\u00e7lar do\u011frultusunda hisse i\u00e7in 10,44 TL hedef fiyat belirlendi\u011fi, g\u00fc\u00e7l\u00fc teknik k\u00e2rl\u0131l\u0131k ve enflasyona paralel b\u00fcy\u00fcme potansiyeli nedeniyle \u201cAL\u201d tavsiyesinin korundu\u011fu belirtildi.<\/p>\n
Analiz b\u00f6l\u00fcm\u00fcnde \u015firket k\u00e2rl\u0131l\u0131\u011f\u0131n\u0131n tek seferlik gelirlerden de\u011fil, s\u00fcrd\u00fcr\u00fclebilir teknik k\u00e2rdan kaynakland\u0131\u011f\u0131 vurguland\u0131. Bile\u015fik oran\u0131n son 10 \u00e7eyrektir y\u00fczde 100\u2019\u00fcn alt\u0131nda seyretti\u011fi, yat\u0131r\u0131m getirisinin reel olarak pozitif kald\u0131\u011f\u0131 ve \u00f6zsermaye k\u00e2rl\u0131l\u0131\u011f\u0131n\u0131n y\u00fczde 50 band\u0131nda diren\u00e7 g\u00f6sterdi\u011fi ifade edildi.<\/p>\n
Raporda, makroekonomik s\u0131k\u0131la\u015fman\u0131n etkisiyle sigorta sekt\u00f6r\u00fcnde b\u00fcy\u00fcme h\u0131z\u0131n\u0131n yava\u015flad\u0131\u011f\u0131 ve reel b\u00fcy\u00fcmenin negatif b\u00f6lgeye ge\u00e7ti\u011fi aktar\u0131l\u0131rken, T\u00fcrkiye Sigorta\u2019n\u0131n bu ko\u015fullara ra\u011fmen diren\u00e7li yap\u0131s\u0131n\u0131 koruyarak pazar liderli\u011fini s\u00fcrd\u00fcrd\u00fc\u011f\u00fc kaydedildi.<\/p>\n
\u015eirketin ilk alt\u0131 ayda yat\u0131r\u0131m gelirleri hari\u00e7 safi teknik k\u00e2r\u0131n\u0131 y\u00fczde 161 art\u0131\u015fla 110 milyon dolara y\u00fckseltti\u011fi belirtilirken, ikinci \u00e7eyrekte prim \u00fcretiminin genel zararlar, yang\u0131n ve do\u011fal afetler ile sa\u011fl\u0131k bran\u015flar\u0131n\u0131n katk\u0131s\u0131yla y\u0131ll\u0131k bazda y\u00fczde 29,19 nominal art\u0131\u015f g\u00f6stererek 40,41 milyar TL\u2019ye ula\u015ft\u0131\u011f\u0131 bildirildi.<\/p>\n
Sekt\u00f6rdeki daralmaya ra\u011fmen \u015firketin y\u00fczde 15 pazar pay\u0131na ula\u015ft\u0131\u011f\u0131, en yak\u0131n rakibiyle aras\u0131ndaki pazar pay\u0131 fark\u0131n\u0131 3 puana, prim \u00fcretim fark\u0131n\u0131 ise 18 milyar TL\u2019ye \u00e7\u0131kard\u0131\u011f\u0131 ifade edildi. Bu verilerin T\u00fcrkiye Sigorta\u2019n\u0131n sekt\u00f6rdeki g\u00fc\u00e7l\u00fc konumunu peki\u015ftirdi\u011fi de\u011ferlendirildi.<\/p>\n
Raporda, \u015firketin prim \u00fcretim stratejisinde marj art\u0131r\u0131c\u0131 bir yakla\u015f\u0131m benimsedi\u011fi, y\u00fcksek hacimli prim \u00fcretiminden ziyade hasar dengesi sa\u011flanm\u0131\u015f ve s\u00fcrd\u00fcr\u00fclebilir k\u00e2rl\u0131l\u0131k sunan bran\u015flara odakland\u0131\u011f\u0131 aktar\u0131ld\u0131. T\u00fcrkiye Sigorta\u2019n\u0131n tar\u0131m, yang\u0131n ve do\u011fal afetler ile oto bran\u015flar\u0131nda b\u00fcy\u00fcmesini s\u00fcrd\u00fcrmeye \u00e7al\u0131\u015ft\u0131\u011f\u0131; oto d\u0131\u015f\u0131 bran\u015flarda sekt\u00f6r lideri, oto bran\u015f\u0131nda \u00fc\u00e7\u00fcnc\u00fc ve sa\u011fl\u0131k bran\u015f\u0131nda ise be\u015finci s\u0131rada yer ald\u0131\u011f\u0131 belirtildi.<\/p>\n
Ge\u00e7en y\u0131l zirai don felaketinin etkisiyle y\u00fckselen kar\u015f\u0131l\u0131klar\u0131n bu y\u0131l y\u00fczde 31 azalarak 3,08 milyar TL seviyesine geriledi\u011fi, disiplinli hasar y\u00f6netiminin de katk\u0131s\u0131yla teknik k\u00e2rl\u0131l\u0131\u011f\u0131n g\u00fc\u00e7l\u00fc seyrini korudu\u011fu ifade edildi.<\/p>\n
\u0130lk alt\u0131 ayl\u0131k teknik k\u00e2r da\u011f\u0131l\u0131m\u0131nda genel zararlar bran\u015f\u0131n\u0131n y\u00fczde 495 art\u0131\u015fla 4,96 milyar TL\u2019ye, yang\u0131n ve do\u011fal afetler bran\u015f\u0131n\u0131n ise y\u00fczde 24 art\u0131\u015fla 1,11 milyar TL\u2019ye ula\u015ft\u0131\u011f\u0131 aktar\u0131ld\u0131. Sa\u011fl\u0131k bran\u015f\u0131n\u0131n 309 milyon TL zarar yazd\u0131\u011f\u0131 belirtilirken, zarar edilen grup poli\u00e7elerinden \u00e7\u0131k\u0131lmas\u0131 ve tamamlay\u0131c\u0131 sa\u011fl\u0131k sigortas\u0131 (TSS) poli\u00e7e adedindeki y\u00fczde 32\u2019lik art\u0131\u015f\u0131n \u00fc\u00e7\u00fcnc\u00fc \u00e7eyrek g\u00f6r\u00fcn\u00fcm\u00fc a\u00e7\u0131s\u0131ndan daha iyimser bir tablo olu\u015fturdu\u011fu de\u011ferlendirildi.<\/p>\n
Hasar oran\u0131ndaki normalle\u015fmenin etkisiyle bile\u015fik oran\u0131n 9 puan gerileyerek y\u00fczde 88 seviyesine indi\u011fi ve y\u00fczde 100\u2019\u00fcn alt\u0131nda kalmaya devam etti\u011fi belirtilirken, bunun \u015firketin teknik k\u00e2rl\u0131l\u0131\u011f\u0131n\u0131 destekleyen temel unsurlardan biri oldu\u011fu ifade edildi.<\/p>\n
Raporda ayr\u0131ca sermaye yeterlilik oran\u0131n\u0131n ge\u00e7en y\u0131la g\u00f6re 22 puan artarak y\u00fczde 213 seviyesine y\u00fckseldi\u011fi aktar\u0131ld\u0131. Bu seviyenin, temett\u00fc da\u011f\u0131t\u0131m\u0131 i\u00e7in gerekli olan y\u00fczde 135\u2019lik yeterlilik \u015fart\u0131n\u0131n \u00fczerinde bulundu\u011fu ve \u015firketin olas\u0131 temett\u00fc \u00f6demeleri a\u00e7\u0131s\u0131ndan g\u00fc\u00e7l\u00fc bir sermaye yap\u0131s\u0131na sahip oldu\u011funu g\u00f6sterdi\u011fi kaydedildi.<\/p>\n
Net yat\u0131r\u0131m gelirinin y\u0131ll\u0131k bazda y\u00fczde 13 art\u0131\u015fla 14,47 milyar TL\u2019ye ula\u015ft\u0131\u011f\u0131, portf\u00f6y getirisinin ise y\u00fczde 35 seviyesinde kalarak pozitif reel getiri sa\u011flamay\u0131 s\u00fcrd\u00fcrd\u00fc\u011f\u00fc belirtildi.<\/p>\n
Raporun sonu\u00e7 b\u00f6l\u00fcm\u00fcnde ise efektif vergi oran\u0131n\u0131n y\u00fczde 8\u2019den y\u00fczde 31\u2019e y\u00fckselmesine ra\u011fmen, g\u00fc\u00e7l\u00fc teknik k\u00e2r kompozisyonu ve s\u00fcrd\u00fcr\u00fclebilir yat\u0131r\u0131m gelirlerinin katk\u0131s\u0131yla T\u00fcrkiye Sigorta\u2019n\u0131n ikinci \u00e7eyrekte y\u0131ll\u0131k y\u00fczde 46 art\u0131\u015fla 7,02 milyar TL net k\u00e2r elde etti\u011fi ifade edildi. \u015eirketin \u00f6zsermaye k\u00e2rl\u0131l\u0131\u011f\u0131n\u0131 \u00e7eyreklik bazda y\u00fczde 49,97 seviyesine ta\u015f\u0131d\u0131\u011f\u0131 ve makroekonomik tahminlerle uyumlu performans\u0131n\u0131 s\u00fcrd\u00fcrd\u00fc\u011f\u00fc de\u011ferlendirilirken, bu g\u00f6r\u00fcn\u00fcm do\u011frultusunda 10,44 TL hedef fiyat ve \u201cAL\u201d tavsiyesinin korundu\u011fu aktar\u0131ld\u0131.<\/p>\n
<\/strong> \u0130stanbul, 21 Temmuz (Hibya) – Pusula Yat\u0131r\u0131m, T\u00fcrkiye Sigorta\u2019n\u0131n 2026 y\u0131l\u0131 ikinci \u00e7eyrek finansallar\u0131na ili\u015fkin de\u011ferlendirme raporunda \u015firketin beklentilerin \u00fczerinde net k\u00e2r a\u00e7\u0131klad\u0131\u011f\u0131n\u0131, teknik karl\u0131l\u0131\u011f\u0131n\u0131 korudu\u011funu ve pazar liderli\u011fini s\u00fcrd\u00fcrd\u00fc\u011f\u00fcn\u00fc belirterek hisse i\u00e7in 10,44 TL hedef fiyatla \u201cAL\u201d tavsiyesini devam ettirdi.<\/p>\n","protected":false},"author":1,"featured_media":118339,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow07ekDA:productID":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-118338","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi"],"_links":{"self":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/118338","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/comments?post=118338"}],"version-history":[{"count":0,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/118338\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/media\/118339"}],"wp:attachment":[{"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/media?parent=118338"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/categories?post=118338"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ekonomigundemi.com.tr\/index.php\/wp-json\/wp\/v2\/tags?post=118338"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\nEKONOM\u0130 GAZETES\u0130 <\/p>\n","protected":false},"excerpt":{"rendered":"